Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$584,500

($224,988 down)
VA

100 N River Cir UNIT 301, Oceanside, CA 92057

3
2
1,368 sqft
PITI Monthly
$2,389.28 /mo

Listing courtesy of: Christian Vantvlie, Coldwell Banker West

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,588 /mo
$2,607 /mo

What's Special

GATED COMMUNITY
SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
MOUNTAIN VIEWS
PUBLIC TRANSPORTATION
COZY

2.5% Assumable VA Loan!!! + 1 Year Home Warranty Included!! Gorgeous Top-Floor Condo with Mountain Views!!! Welcome to this stunning three-bedroom, two-bathroom condo in a newer, gated community offering breathtaking mountain views and an open, light-filled layout. With 1,368 square feet of living space, vaulted ceilings, and a cozy fireplace, this home provides the perfect balance of comfort and style. The modern kitchen features granite countertops, a gas stove, and stainless steel appliances, including a refrigerator, microwave, and dishwasher. The open floor plan seamlessly connects the kitchen to the spacious living and dining areas, creating an inviting space for entertaining. Abundant windows bring in natural light throughout the home, enhancing its warm and welcoming atmosphere. Designed for convenience and ease, the condo includes central heating and air conditioning, which can be controlled via Wi-Fi, as well as an in-unit laundry room with side-by-side washer and dryer. A detached one-car garage and an assigned parking space add to the home’s appeal. Located in a beautifully maintained gated community, this home is just minutes from parks, shopping centers, and public transportation. With easy access to Highway 76, Camp Pendleton, downtown Oceanside, and the beach, this is a prime opportunity to enjoy comfort, convenience, and coastal living. Don’t miss out!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.81
Remaining Loan Term
26 years, 9 months
Monthly PITI
$2,389.28/mo
Estimated Loan Balance
$360,999
Cash to close
$224,988
Interest Paid
$34,022

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, SeeRemarks
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Security
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: SeeRemarks
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Mediterranean
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Gated
HOA
  • Has HOA: Yes
  • HOA Name: La Costa Villas HOA
  • HOA Amenities: Unknown
  • HOA Fee: $480
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $427.27
  • Tax Annual Amount: $7306.25
  • On Market Date: 2025-02-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $224,988 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $224,988!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$359,512
Your Cash$224,988
Total Purchase Price:$584,500

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,588/mo
Traditional @ 7.5%
$2,704/mo
You save $1,116/month ($13,391/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250017971SD

Listing From:

Last updated: 2025-04-04T12:38:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,588 /mo
$2,607 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $224,988 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $224,988!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$359,512
Your Cash$224,988
Total Purchase Price:$584,500

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,588/mo
Traditional @ 7.5%
$2,704/mo
You save $1,116/month ($13,391/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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