Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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Closed

$665,000

($199,724 down)
FHA

1022 Elk hills dr, Galt, CA 95632

5
3
2,428 sqft
PITI Monthly
$2,820.43 /mo

Listing courtesy of: Jeffrey Good, BCRE

Assumed Rate

3.34%
7.15%

Principal & Interest

$2,286 /mo
$3,508 /mo

What's Special

REMODELED
SPACIOUS
MODERN
LUXURY
VAULTED CEILINGS

Welcome to this luxury home located at 1022 Elk Hills Dr., this stunning home built in 1999 that offers the perfect blend of modern updates and classic charm. This spacious 5-bedroom, 3-bathroom residence features an open floor plan with vaulted ceilings, creating an inviting and airy atmosphere. Each of the five bedrooms is equipped with a ceiling fan, ensuring comfort throughout the home. Situated on a huge corner lot, this property boasts a sparkling swimming pool, complete with fully paid solar heating, making it an ideal space for entertaining year-round. Recently remodeled, the home is in immaculate condition, with pride of ownership evident throughout. The kitchen and bathrooms have been beautifully updated, and the newer flooring and baseboards add a fresh touch. Homes has Dual AC unit that controls separately from upstairs and downstairs. Custom interior paint enhances the home’s appeal, providing a warm and welcoming ambiance. With a 3-car garage, there’s plenty of space for vehicles and storage. Located within walking distance to Marengo Ranch Elementary School, this home is perfect for families. Don’t miss the opportunity to make this gorgeous property your own today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.34
Remaining Loan Term
25 years, 5 months
Monthly PITI
$2,820.43/mo
Estimated Loan Balance
$476,237
Cash to close
$199,724
Interest Paid
$75,850

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Gravity
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: SeeRemarks

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: InGround

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Other
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Galt

Financial Details

  • Price per Sqft: $273.89
  • Tax Annual Amount: $
  • On Market Date: 2024-09-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $199,724 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $199,724!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.34% Sellers Rate
$465,276
Your Cash$199,724
Total Purchase Price:$665,000

Assumed vs Traditional Mortgage

Assumed @ 3.34%
$2,286/mo
Traditional @ 7.5%
$3,638/mo
You save $1,352/month ($16,230/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41072401

Listing From:

Last updated: 2025-01-14T01:13:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.34%
7.15%

Principal & Interest

$2,286 /mo
$3,508 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $199,724 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $199,724!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.34% Sellers Rate
$465,276
Your Cash$199,724
Total Purchase Price:$665,000

Assumed vs Traditional Mortgage

Assumed @ 3.34%
$2,286/mo
Traditional @ 7.5%
$3,638/mo
You save $1,352/month ($16,230/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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