Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

Property SearchContact
primary-1
primary-2primary-3
Closed

$895,000

($613,475 down)
VA

10386 Baccus Ct, San Diego, CA 92126

3
2
1,266 sqft
PITI Monthly
$1,468.15 /mo

Listing courtesy of: Sue Bertell, Whelan Properties

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,251 /mo
$2,031 /mo

What's Special

SHOPPING
DINING
SPACIOUS
FIREPLACE
PRIVATE BACKYARD
CUL-DE-SAC
CHARMING

Charming single-story home in the desirable Mira Mesa Verde neighborhood, offered for the first time. Located on a quiet cul-de-sac, this 3-bedroom, 2-bath property features a spacious living room with a fireplace and a family room addition that flows into the kitchen, perfect for both everyday living and entertaining. The private backyard includes a pool, ideal for outdoor relaxation. Conveniently close to shopping, dining, and top-rated schools, this home provides both comfort and accessibility. Priced to allow for updates and customization, offering endless potential to make it your own. Don’t miss this incredible opportunity!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$1,468.15/mo
Estimated Loan Balance
$351,006
Cash to close
$613,475
Interest Paid
$28,718

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mira Mesa
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $706.95
  • Tax Annual Amount: $
  • On Market Date: 2024-10-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $613,475 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $613,475!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$281,525
Your Cash:$613,475
Total Purchase Price:$895,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,251/mo
Traditional @ 7.5%
$2,106/mo
You save $855/month ($10,260/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240024412SD

Listing From:

Last updated: 2024-12-05T04:37:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,251 /mo
$2,031 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $613,475 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $613,475!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$281,525
Your Cash:$613,475
Total Purchase Price:$895,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,251/mo
Traditional @ 7.5%
$2,106/mo
You save $855/month ($10,260/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Compass are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Compass © is committed to and abides by the Fair Housing Act of Equal Opportunity.