Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$405,000

($328,804 down)
FHA

11546 W Retheford Road, Youngtown, AZ 85363

4
3
2,230 sqft
PITI Monthly
$953.7 /mo

Listing courtesy of: Grace Brazier, eXp Realty

Assumed Rate

4.84%
7.15%

Principal & Interest

$565 /mo
$724 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
GRANITE COUNTERTOPS
WALK-IN CLOSET
PATIO

Freshly Painted & Ready to Make Your Own in Youngtown! This spacious 4-bedroom, plus loft, and 2.5-bath home in Agua Fria Ranch offers a fantastic layout with fresh interior paint throughout. The primary suite is conveniently located on the first floor, featuring a large walk-in closet for great storage. The kitchen shines with granite countertops, custom cabinetry, and ample prep space—perfect for cooking and entertaining. Downstairs, you'll love the beautiful tile flooring, while upstairs offers a loft and three additional bedrooms with wood laminate flooring. Enjoy the benefits of north/south exposure, plus a large, covered patio for enjoying those wonderful Arizona evenings. This prime location is just minutes from David C. Uribe Park, the Loop 101, and Westgate Entertainment District for shopping, dining, and entertainment. Clean and ready to godon't miss this one!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.84
Remaining Loan Term
16 years, 2 months
Monthly PITI
$953.7/mo
Estimated Loan Balance
$77,497
Cash to close
$328,804
Interest Paid
$62,533

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 4
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder: Pulte Homes

Community & HOA

Community
  • Subdivision: Agua Fria Ranch
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Agua Fria Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $96
  • HOA Frequency: $Quarterly
Location
  • Region: Youngtown

Financial Details

  • Price per Sqft: $181.61
  • Tax Annual Amount: $1952
  • On Market Date: 2025-03-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $328,804 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $328,804!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.84% Sellers Rate
$76,196
Your Cash:$328,804
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 4.84%
$565/mo
Traditional @ 7.5%
$751/mo
You save $186/month ($2,232/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6816860

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-05T00:01:26.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.84%
7.15%

Principal & Interest

$565 /mo
$724 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $328,804 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $328,804!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.84% Sellers Rate
$76,196
Your Cash:$328,804
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 4.84%
$565/mo
Traditional @ 7.5%
$751/mo
You save $186/month ($2,232/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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