Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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Closed

$315,000

($215,921 down)
FHA

14080 Montecito Court, Victorville, CA 92395

4
2
1,584 sqft
PITI Monthly
$859.7 /mo

Listing courtesy of: Quan Mai, Real Broker

Assumed Rate

3.35%
7.15%

Principal & Interest

$611 /mo
$937 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
CUL-DE-SAC
QUIET NEIGHBORHOOD

Welcome to your next opportunity! This 4-bedroom, 2-bathroom home, spanning 1,584 square feet, is nestled on a generous 9,750 square foot lot in a prime cul-de-sac location in Victorville. Whether you're an investor or a homeowner looking to create your dream space, this fixer-upper offers immense potential.The home boasts a spacious layout with a living room bathed in natural light, a large dining area perfect for gatherings, and a functional kitchen awaiting your creative touch. The bedrooms are well-sized, offering ample space for family or guests. The expansive backyard provides endless possibilities for landscaping and entertaining. Located in a desirable and quiet neighborhood, this property offers the convenience of nearby schools, shopping, and easy access to major freeways. With a little TLC and your vision, this home could shine once again! Don't miss out on the chance to transform this property into a gem. Schedule your showing today and explore the endless possibilities! PROPERTY QUALIFIES FOR 3% DOWN, NO PMI, $20,000 GRANT FOR CLOSING COST OR RATE BUY DOWN!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.35
Remaining Loan Term
17 years, 9 months
Monthly PITI
$859.7/mo
Estimated Loan Balance
$101,397
Cash to close
$215,921
Interest Paid
$49,215

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StormDrains, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $198.86
  • Tax Annual Amount: $3937.5
  • On Market Date: 2025-01-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,921 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $215,921!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$99,079
Your Cash:$215,921
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$611/mo
Traditional @ 7.5%
$972/mo
You save $361/month ($4,326/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25000847

Listing From:

Last updated: 2025-02-13T17:34:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$611 /mo
$937 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,921 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $215,921!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$99,079
Your Cash:$215,921
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$611/mo
Traditional @ 7.5%
$972/mo
You save $361/month ($4,326/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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