Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$465,000

($249,395 down)
FHA

1414 W GROVERS Avenue, Phoenix, AZ 85023

3
2
1,539 sqft
PITI Monthly
$1,702.05 /mo

Listing courtesy of: Bruno Arapovic, HomeSmart

Assumed Rate

4.46%
7.15%

Principal & Interest

$1,223 /mo
$1,638 /mo

What's Special

SPACIOUS
VAULTED CEILINGS
COZY
NO HOA

***NO HOA*** Nestled on a spacious .25+ ACRE corner lot, this inviting 3-bedroom, 2-bathroom home features a desirable split floor plan, offering privacy and ease of living. Inside, the upgraded kitchen is a standout, showcasing stylish cabinets and elegant quartz countertops. The open layout is enhanced by vaulted ceilings, giving the home a bright and airy feel. Beautiful flooring flows throughout most of the house, with cozy carpet in the bedrooms. Updates such as newer windows and a recently replaced roof underlayment add long-term value. The large 2-car garage and RV gate provide ample space for vehicles and outdoor toys. With no HOA to worry about, you have the freedom to make this home truly your own. For those who need extra space, a generous workshop with its own wall-mount AC unit is located on the side of the house ideal for projects or additional storage. This home is perfect for those who value space, comfort, and functionality. Must See!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.46
Remaining Loan Term
23 years, 11 months
Monthly PITI
$1,702.05/mo
Estimated Loan Balance
$234,758
Cash to close
$249,395
Interest Paid
$62,364

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Window/Wall Unit
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Family Room
  • Flooring:

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame
  • Roof: Tile
Condition
  • Year Built: 1993
Details
  • Builder: SHEA HOMES

Community & HOA

Community
  • Subdivision: CYPRESS LOT 1-208 TR A,B
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $302.14
  • Tax Annual Amount: $1686
  • On Market Date: 2025-04-03T23:30:06.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $249,395 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $249,395!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$215,605
Your Cash:$249,395
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$1,223/mo
Traditional @ 7.5%
$1,699/mo
You save $476/month ($5,712/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6845801

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-04T17:56:52.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.46%
7.15%

Principal & Interest

$1,223 /mo
$1,638 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $249,395 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $249,395!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$215,605
Your Cash:$249,395
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$1,223/mo
Traditional @ 7.5%
$1,699/mo
You save $476/month ($5,712/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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