Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$357,000

($204,297 down)
FHA

15366 W TEAL Lane, Surprise, AZ 85374

3
2
1,289 sqft
PITI Monthly
$1,088.22 /mo

Listing courtesy of: Jessika Hunter, Redfin Corporation

Assumed Rate

3.23%
7.15%

Principal & Interest

$738 /mo
$1,148 /mo

What's Special

REMODELED
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
VAULTED CEILINGS
PATIO
COZY

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home in the desirable Kingswood Park neighborhood. Boasting vaulted ceilings and new tile flooring in the main living area, this home offers a spacious and inviting atmosphere. The remodeled and extended guest bathroom adds a modern touch, while the double French doors lead to a stunning backyard retreat featuring a covered patio, lush grass, stylish pavers, and a cozy fire pit—perfect for entertaining or relaxing. Enjoy huge savings with owned solar—no lease, no loan—resulting in little to no electric bills! Plus, the HVAC system is just one year old, ensuring comfort and efficiency year-round. Conveniently located near shopping, dining, and entertainment. This is an opportunity you don't want to miss! Come see why you will want to call this place "Home."

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,088.22/mo
Estimated Loan Balance
$153,029
Cash to close
$204,297
Interest Paid
$24,808

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: 1 Fireplace, Living Room, None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 1997
Details
  • Builder: Continental Homes Inc

Community & HOA

Community
  • Subdivision: CONTINENTAL AT KINGSWOOD AMENDED
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Kingswood Parke HOA
  • HOA Amenities: Unknown
  • HOA Fee: $145
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $276.96
  • Tax Annual Amount: $961
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $204,297 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $204,297!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$152,703
Your Cash:$204,297
Total Purchase Price:$357,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$738/mo
Traditional @ 7.5%
$1,191/mo
You save $453/month ($5,434/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6844780

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-04T17:25:53.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$738 /mo
$1,148 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $204,297 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $204,297!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$152,703
Your Cash:$204,297
Total Purchase Price:$357,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$738/mo
Traditional @ 7.5%
$1,191/mo
You save $453/month ($5,434/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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