Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$639,900

($121,534 down)
VA

1541 S Syracuse Lane, Santa Maria, CA 93458

3
2
1,499 sqft
PITI Monthly
$3,737.14 /mo

Listing courtesy of: Michael Portman, Better Homes and Gardens Real Estate Haven Properties

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,904 /mo
$3,662 /mo

What's Special

LOCATION
GATED COMMUNITY
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
LANDSCAPED
COZY

Welcome to this stunning 3-bedroom, 2-bathroom home in the desirable gated community of Heritage Square. Built in 2017, this 1,506 sq. ft. home sits on a well-maintained 4,791 sq. ft. lot and offers modern upgrades, stylish finishes, and a thoughtfully designed floor plan. Step into the open-concept living space featuring a cozy fireplace and two large sliding glass doors leading to a beautifully landscaped backyard. The chef's kitchen boasts cherry cabinets, quartz countertops, stainless steel appliances, and a large island bar perfect for entertaining. Both bathrooms have been upgraded with elegant new marble countertops, adding a touch of luxury. The backyard is an oasis with mature fruit trees, including pomegranate, apricot, apple, and avocado, offering fresh produce year-round. Additional highlights include an indoor laundry room, luxury vinyl plank flooring, a water softener, and a 240-volt electric outlet in the garage, ideal for electric vehicle charging. The two-car garage also features extra tandem storage space for added convenience. Don't miss this move-in-ready home in a fantastic location—schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,737.14/mo
Estimated Loan Balance
$520,606
Cash to close
$121,534
Interest Paid
$74,911

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision: SM Southwest(940)
  • Features: Park
HOA
  • Has HOA: No
Location
  • Region: Santa Maria

Financial Details

  • Price per Sqft: $426.88
  • Tax Annual Amount: $7998.75
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,534 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $121,534!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$518,366
Your Cash$121,534
Total Purchase Price:$639,900

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,904/mo
Traditional @ 7.5%
$3,799/mo
You save $895/month ($10,734/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI25071916

Listing From:

Last updated: 2025-04-04T15:16:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,904 /mo
$3,662 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,534 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $121,534!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$518,366
Your Cash$121,534
Total Purchase Price:$639,900

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,904/mo
Traditional @ 7.5%
$3,799/mo
You save $895/month ($10,734/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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