Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$1,187,000

($1,116,370 down)
FHA

1619 Corte Verano, Oceanside, CA 92056

5
3
2,096 sqft
PITI Monthly
$3,796.49 /mo

Listing courtesy of: Spencer Soto, RE/MAX Connections

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,047 /mo
$2,732 /mo

What's Special

REMODELED
ENTERTAINMENT
SPACIOUS
MODERN
RENOVATED
FIREPLACE
PRIVATE BACKYARD
EFFICIENT
SOLAR PANELS

Stunning True 5-Bedroom Home in Rancho Del Oro with Modern Upgrades and Outdoor Oasis. Located in the desirable Rancho Del Oro community, this beautifully remodeled residence offers soaring ceilings and an open-concept layout that exudes elegance and comfort. The spacious 3-car garage provides ample storage and convenience. Inside, you'll find updated flooring throughout, leading to a gourmet kitchen equipped with newer appliances, including a refrigerator. The kitchen features custom alder wood cabinetry, and Caesarstone quartz countertops. The renovated bathrooms showcase modern fixtures and finishes. A downstairs bedroom and bathroom offer flexibility for guests or multi-generational living. Energy-efficient upgrades include owned solar panels, dual-pane Milgard windows, and a newer HVAC system, ensuring year-round comfort and savings. Step outside to your private backyard sanctuary, designed for relaxation and entertainment. The space features drought-resistant landscaping, a built-in BBQ area, an outdoor fireplace, and a TV, perfect for gatherings with family and friends. Additionally, the backyard is equipped with upgraded electrical wiring, making it ideal for adding a jacuzzi and enhanced lighting. This move-in-ready home seamlessly combines contemporary updates with timeless charm. Don't miss the opportunity to make it yours—schedule a viewing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
3 years, 0 months
Monthly PITI
$3,796.49/mo
Estimated Loan Balance
$213,946
Cash to close
$1,116,370
Interest Paid
$64,177

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: Yes
  • HOA Name: rancho del oro
  • HOA Amenities: Unknown
  • HOA Fee: $142
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $566.32
  • Tax Annual Amount: $14837.5
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $1,116,370 (94%)
You can enter any amount below - secondary financing will cover the difference if needed.
94%
$

You cover the entire equity of $1,116,370!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$70,630
Your Cash:$1,116,370
Total Purchase Price:$1,187,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,047/mo
Traditional @ 7.5%
$2,795/mo
You save $749/month ($8,984/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2503184

Listing From:

Last updated: 2025-04-04T16:21:17.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,047 /mo
$2,732 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,116,370 (94%)
You can enter any amount below - secondary financing will cover the difference if needed.
94%
$

You cover the entire equity of $1,116,370!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$70,630
Your Cash:$1,116,370
Total Purchase Price:$1,187,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,047/mo
Traditional @ 7.5%
$2,795/mo
You save $749/month ($8,984/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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