Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$729,000

($190,191 down)
VA

1726 Swan St, San Diego, CA 92114

3
1
936 sqft
PITI Monthly
$3,625.95 /mo

Listing courtesy of: Anne Herrin, Coldwell Banker Realty

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,650 /mo
$3,860 /mo

What's Special

REMODELED
LOCATION
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
DECK
CUL-DE-SAC

Welcome to 1726 Swan Street, a single story remodeled 3 bedroom, 1 bath home located in the heart of Encanto. The home was remodeled 5 years ago and features a custom kitchen with quartz counter tops and stainless steel appliances. The living room includes a fireplace and large sliders that give you direct access to an outdoor 330 sq ft deck and the spacious backyard. The remodeled bathroom has tiled floors and a shower/tub combination. All three bedrooms have newer carpet and are light and bright. Modern touches are throughout with newer dual pane windows. Added bonus is the laundry room in the house with full size stackable washer and dryer and a tankless water heater. The large backyard is a blank slate and provides many options for the next homeowner. Situated at the end of a shared driveway on a quiet cul-de-sac street, this home is located close to freeway access and minutes from downtown San Diego, the San Diego Zoo, Balboa Park and the Gaslamp Quarter. The home provides modern comfort, prime location and endless possibilities for future expansion. A must see property!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$3,625.95/mo
Estimated Loan Balance
$541,676
Cash to close
$190,191
Interest Paid
$62,707

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Encanto
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $778.85
  • Tax Annual Amount: $9112.5
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $190,191 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $190,191!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$538,809
Your Cash$190,191
Total Purchase Price:$729,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,650/mo
Traditional @ 7.5%
$4,004/mo
You save $1,354/month ($16,247/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250023425SD

Listing From:

Last updated: 2025-04-04T19:06:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,650 /mo
$3,860 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $190,191 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $190,191!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$538,809
Your Cash$190,191
Total Purchase Price:$729,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,650/mo
Traditional @ 7.5%
$4,004/mo
You save $1,354/month ($16,247/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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