Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$500,000

($291,589 down)
FHA

17635 N 22ND Street, Phoenix, AZ 85022

3
2
1,843 sqft
PITI Monthly
$1,514.38 /mo

Listing courtesy of: Shannon Collins, HomeSmart

Assumed Rate

3.24%
7.15%

Principal & Interest

$1,033 /mo
$1,605 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MOVE-IN READY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
MOUNTAIN VIEWS
NO HOA
AFFORDABLE

Affordable, move-in ready 3 bedroom, 2 bath North Phoenix home with mountain views. Directly across from large city park & dog park. This single-level home boasts a split floor plan, high ceilings & stone tile flooring throughout. Fresh interior & exterior paint (2025). Large Great room. Open kitchen with beautiful granite countertops, a breakfast bar, upgraded cherry cabinets, a pantry, recessed lighting and newer KitchenAid stainless steel appliances. The primary suite is light and bright and features a large walk-in closet. Spacious secondary bedrooms include plush carpeting and ceiling fans. Updated bathrooms. Great backyard with xtended covered patio & block wall.. Attached 2-car garage. Minutes from the 101 & I-17 freeways, PV Community College, shopping & dining. NO HOA!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.24
Remaining Loan Term
24 years, 4 months
Monthly PITI
$1,514.38/mo
Estimated Loan Balance
$208,880
Cash to close
$291,589
Interest Paid
$41,062

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Septic in & Cnctd, Septic Tank
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: Blue Bird Park
  • Features: Near Bus Stop
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $271.3
  • Tax Annual Amount: $1762
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $291,589 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $291,589!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.24% Sellers Rate
$208,411
Your Cash:$291,589
Total Purchase Price:$500,000

Assumed vs Traditional Mortgage

Assumed @ 3.24%
$1,033/mo
Traditional @ 7.5%
$1,664/mo
You save $632/month ($7,581/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6843505

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-04T19:25:07.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.24%
7.15%

Principal & Interest

$1,033 /mo
$1,605 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $291,589 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $291,589!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.24% Sellers Rate
$208,411
Your Cash:$291,589
Total Purchase Price:$500,000

Assumed vs Traditional Mortgage

Assumed @ 3.24%
$1,033/mo
Traditional @ 7.5%
$1,664/mo
You save $632/month ($7,581/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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