Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

Property SearchContact
primary-1
primary-2primary-3
Active

$350,000

($0 down)*
FHA

Potential short sale please verify with your agent.

1814 W MINTON Street, Phoenix, AZ 85041

4
3
1,791 sqft
PITI Monthly
$3,025.97 /mo

Listing courtesy of: Christoph Hirota, Compass

Assumed Rate

6.81%
7.15%

Principal & Interest

$2,435 /mo
$2,520 /mo

What's Special

LOCATION
GATED COMMUNITY
SPACIOUS
MODERN
HOME OFFICE

Welcome to this beautifully maintained two-story home, offering 3 spacious bedrooms and 2 full baths in a desirable gated community. Built in 2015, this residence boasts modern finishes, an open floor plan, and abundant natural light, creating a warm and inviting atmosphere.The well-appointed kitchen features sleek countertops, ample cabinet space, and a convenient layout perfect for entertaining. Upstairs, the generous primary suite includes a private bathroom, while two additional bedrooms provide flexibility for family, guests, or a home office.Enjoy peace of mind in the secure, gated neighborhood, complete with community amenities and low-maintenance landscaping. With its like-new condition and prime South Phoenix location, this home is a rare find—don't miss this short sale oopportu

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
27 years, 9 months
Monthly PITI
$3,025.97/mo
Estimated Loan Balance
$364,979
Cash to close
$0
Interest Paid
$56,507

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2015
Details
  • Builder: Divinity Homes

Community & HOA

Community
  • Subdivision: COURTYARDS AT MADISON RANCH
  • Features: Gated, Community Pool, Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: City Property
  • HOA Amenities: Unknown
  • HOA Fee: $175
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $195.42
  • Tax Annual Amount: $2121
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$350,000
Your Cash$0
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$2,435/mo
Traditional @ 7.5%
$2,614/mo
You save $179/month ($2,149/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6845819

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-04T07:16:03.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$2,435 /mo
$2,520 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$350,000
Your Cash$0
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$2,435/mo
Traditional @ 7.5%
$2,614/mo
You save $179/month ($2,149/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Compass are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Compass © is committed to and abides by the Fair Housing Act of Equal Opportunity.