Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

Property SearchContact
primary-1
primary-2primary-3
Active

$775,000

($146,852 down)
VA

1840 Mint Ter UNIT 5, Chula Vista, CA 91915

4
4
1,816 sqft
PITI Monthly
$3,808.38 /mo

Listing courtesy of: Nancy Chu, Century 21 Masters

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,784 /mo
$4,595 /mo

What's Special

ENTERTAINMENT
SPACIOUS
STAINLESS STEEL APPLIANCES
COMMUNITY POOL

This 4 bedroom /3.5 bathroom bright and spacious townhome offers the perfect blend of style and functionality and ample space for today's homeowner. The main living area offers an open-concept layout, perfect for entertaining and family gatherings. Kitchen with trendy white shaker cabinets, quartz countertops, a walk-in pantry & stainless steel appliances -including a gas stove, and upgraded exhaust fan. Tankless water heater, whole house water filter, 240V outlet for Tesla (electrical car) charging, and the Sunnova Solar Panel System(PPA). A bedroom with a full bath on the 1st level can be perfectly used as a guest room or as an in-law room. Residents have access to community amenities, as well as exclusive amenities for Boulevard Homeowners including the private community pool and tot lot. There is plenty to explore within distance, such as the schools, shops, restaurants, and entertainments at Otay Ranch Town Center. Nearby access to the CA-125 makes it simple to reach all that South San Diego County has to offer. Refrigerator, washer and dryer do convey without warranty.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
26 years, 7 months
Monthly PITI
$3,808.38/mo
Estimated Loan Balance
$630,808
Cash to close
$146,852
Interest Paid
$62,016

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Boulevard at Millenia
  • HOA Amenities: Unknown
  • HOA Fee: $356
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $426.76
  • Tax Annual Amount: $9687.5
  • On Market Date: 2025-03-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $146,852 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $146,852!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$628,148
Your Cash$146,852
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,784/mo
Traditional @ 7.5%
$4,766/mo
You save $1,982/month ($23,779/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250020309SD

Listing From:

Last updated: 2025-04-04T16:10:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,784 /mo
$4,595 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $146,852 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $146,852!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$628,148
Your Cash$146,852
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,784/mo
Traditional @ 7.5%
$4,766/mo
You save $1,982/month ($23,779/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Compass are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Compass © is committed to and abides by the Fair Housing Act of Equal Opportunity.