Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$635,000

($442,795 down)
VA

1975 Mississippi Street, Loveland, CO 80538

4
3
2,696 sqft
PITI Monthly
$1,411.59 /mo

Listing courtesy of: Robert Walkowicz, Group Harmony

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,053 /mo
$1,589 /mo

What's Special

SHOPPING
DINING
FIREPLACE
FINISHED BASEMENT
HOME OFFICE
PATIO
FENCED YARD

Welcome to this 4-bedroom, 3-bathroom ranch-style home with oversized 2 car garage. This home perfectly blends comfort and convenience with amenities that include solid wood doors, an eat in kitchen, formal dining room, and main floor laundry area. The primary suite offers a private retreat complete with fireplace, an en-suite bath, and walk in closet. 3 additional bedrooms provide flexibility for family, guests, or a home office. The mostly finished basement is ideal for extra living space, a rec room, or even a gym. Outside the backyard offers plenty of space for gardening or play in the fenced yard. Relax on the covered patio or enjoy extra storage in the shed. Easy access to schools, shopping, and parks, this home has everything you need.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.47
Remaining Loan Term
21 years, 8 months
Monthly PITI
$1,411.59/mo
Estimated Loan Balance
$193,687
Cash to close
$442,795
Interest Paid
$62,172

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Primary Bedroom
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Kendall Brook
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Kendall Brook HOA
  • HOA Amenities: Unknown
  • HOA Fee: $65
  • HOA Frequency: $Monthly
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $235.53
  • Tax Annual Amount: $2307
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $442,795 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $442,795!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$192,205
Your Cash:$442,795
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,053/mo
Traditional @ 7.5%
$1,648/mo
You save $596/month ($7,150/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1030308

Listing From: recolorado

Last updated: 2025-04-04T20:51:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,053 /mo
$1,589 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $442,795 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $442,795!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$192,205
Your Cash:$442,795
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,053/mo
Traditional @ 7.5%
$1,648/mo
You save $596/month ($7,150/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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