Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

Property SearchContact
primary-1
primary-2primary-3
Pending

$600,000

($86,136 down)
VA

2291 Cabo Bahia, Chula Vista, CA 91914

2
2
1,086 sqft
PITI Monthly
$3,727.99 /mo

Listing courtesy of: Eric Herman, LPT Realty,Inc

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,936 /mo
$3,604 /mo

What's Special

FRESH PAINT
SHOPPING
DINING
SPACIOUS
MODERN
WALK-IN CLOSET
HOME OFFICE
PATIO
PLAYGROUND

Welcome to this beautifully updated 2-bed, 2-bath townhome in the highly sought-after Rolling Hills community! This open and inviting home features upgraded flooring throughout, fresh paint, updated bathrooms, and recessed lighting, creating a modern and stylish feel. Plus, central AC and heat ensure year-round comfort. The living area flows seamlessly into the dining space and kitchen, perfect for entertaining. The spacious primary suite boasts a vaulted ceiling, upgraded vanity, and walk-in closet, while the second bedroom offers flexibility for kids, guests, or a home office. Enjoy the convenience of in-unit laundry, a private patio for outdoor relaxation, and the attached TWO-car garage for ample storage and parking. No MELLO-ROOS and LOW HOA. Nestled in a well-maintained community with a pool, spa, and playground, and just minutes from top rated schools, parks, shopping, and dining—this home has it all.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$3,727.99/mo
Estimated Loan Balance
$515,949
Cash to close
$86,136
Interest Paid
$68,414

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: WroughtIron
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Cabo Bahia
  • HOA Amenities: Unknown
  • HOA Fee: $295
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $552.49
  • Tax Annual Amount: $7500
  • On Market Date: 2025-03-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $86,136 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $86,136!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$513,864
Your Cash$86,136
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,936/mo
Traditional @ 7.5%
$3,738/mo
You save $802/month ($9,619/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250021085SD

Listing From:

Last updated: 2025-03-26T22:33:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,936 /mo
$3,604 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $86,136 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $86,136!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$513,864
Your Cash$86,136
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,936/mo
Traditional @ 7.5%
$3,738/mo
You save $802/month ($9,619/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Compass are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Compass © is committed to and abides by the Fair Housing Act of Equal Opportunity.