Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$374,900

($172,690 down)
FHA

2647 Story Avenue, Merced, CA 95340

3
2
1,212 sqft
PITI Monthly
$1,980.46 /mo

Listing courtesy of: Scott Oliver, BHHS Drysdale Properties, Merced

Assumed Rate

6.36%
7.15%

Principal & Interest

$1,293 /mo
$1,402 /mo

What's Special

REMODELED
SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
PATIO
LANDSCAPED
CHARMING
COZY

Discover Your Dream Home! Nestled in the desirable Better Homes Subdivision, this charming contemporary home underwent an extensive remodel in 2014, blending modern comfort with timeless appeal. Surrounded by lush fruit trees, this 3-bedroom, 2-bathroom residence offers a warm and inviting atmosphere perfect for modern living. Step inside to an open-concept layout bathed in natural light, featuring a beautifully updated kitchen with granite countertops, soft-close cabinetry with pull-out shelves, stainless steel appliances, a ceiling-mounted range hood, and recessed lighting. The adjacent spacious living room and kitchen breakfast bar provide the perfect space for gathering, while the cozy family room boasts a fireplace with a raised hearth, adding warmth and charm. Both bathrooms have been elegantly remodeled with ceramic tile showers, stylish sinks, and modern cabinetry. The guest bath showcases a state-of-the-art glass shower door and a sleek barn-door-style mirror, elevating the space with a touch of luxury. Retreat to the primary suite, featuring a walk-in closet and a Shoji sliding door leading to a private bathroom. Outside, unwind in the spacious landscaped backyard oasis, complete with a covered patio, garden, and a variety of fruit trees—an ideal setting for relaxing evenings or weekend gatherings. Conveniently located near the Bear Creek bike path, schools, and Highway 140—your gateway to Yosemite National Park, this home perfectly balances tranquility and accessibility. Whether you’re looking to grow, entertain, or simply relax, this exceptional property is ready to welcome you home. Don’t miss out on this one-of-a-kind residence—schedule your private tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.36
Remaining Loan Term
27 years, 11 months
Monthly PITI
$1,980.46/mo
Estimated Loan Balance
$203,084
Cash to close
$172,690
Interest Paid
$27,184

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, ForcedAir, Fireplaces, NaturalGas, Wood
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, RaisedHearth, WoodBurning
  • Flooring: Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: FairCondition, NeedsRepair, Wood
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Frame, Stucco
  • Roof: Composition, Shingle
Condition
  • Year Built: 1971
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Merced

Financial Details

  • Price per Sqft: $309.32
  • Tax Annual Amount: $4686.25
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $172,690 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $172,690!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$202,210
Your Cash$172,690
Total Purchase Price:$374,900

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$1,293/mo
Traditional @ 7.5%
$1,454/mo
You save $161/month ($1,935/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC25069582

Listing From:

Last updated: 2025-04-04T23:13:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$1,293 /mo
$1,402 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $172,690 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $172,690!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$202,210
Your Cash$172,690
Total Purchase Price:$374,900

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$1,293/mo
Traditional @ 7.5%
$1,454/mo
You save $161/month ($1,935/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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