Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$592,500

($474,320 down)
FHA

27645 N 174TH Drive, Surprise, AZ 85387

4
4
2,741 sqft
PITI Monthly
$1,975.28 /mo

Listing courtesy of: Gregory R Janis, Redfin Corporation

Assumed Rate

3.24%
7.15%

Principal & Interest

$1,496 /mo
$1,932 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
PATIO
CHARMING

Discover this beautifully updated and meticulously maintained home in north Peoria's charming Desert Oasis community! Boasting over 2,700 sq. ft. of thoughtfully designed living space, this home offers the perfect blend of style and functionality. The bright and open main level features a spacious Great Room, a separate office, a guest powder room and a stunning dining area. The downstairs primary suite is a true retreat, complete with en suite bath featuring a dual vanity, separate shower and soaking tub and a spacious walk-in closet. The eye-catching kitchen is a chef's dream, showcasing sleek granite countertops, high-end stainless steel appliances, modern pendant lighting, custom backsplash and large island ideal for entertaining. Upstairs you'll find a sprawling loft, three spacious bedrooms and two guest bathrooms provide ultimate space and privacy. Step outside to your true backyard oasis backing to a lush green common area. Enjoy Arizona's beautiful weather with a covered patio, custom stone pavers, separate gazebo and outdoor kitchen--perfect for entertaining or enjoying the beautiful AZ evenings! Conveniently located just minutes from shopping, dining, parks and freeway access this exceptional home has it all!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.24
Remaining Loan Term
7 years, 5 months
Monthly PITI
$1,975.28/mo
Estimated Loan Balance
$178,649
Cash to close
$474,320
Interest Paid
$41,288

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air, Programmable Thmstat
  • Heating: Natural Gas, Ceiling
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2017
Details
  • Builder: Pulte Homes

Community & HOA

Community
  • Subdivision: DESERT OASIS PARCEL L13B MCR 1263-17
  • Features: Community Pool, Tennis Court(s), Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Desert Oasis
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $216.16
  • Tax Annual Amount: $1946
  • On Market Date: 2025-04-03T22:30:10.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $474,320 (80%)
You can enter any amount below - secondary financing will cover the difference if needed.
80%
$

You cover the entire equity of $474,320!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.24% Sellers Rate
$118,180
Your Cash:$474,320
Total Purchase Price:$592,500

Assumed vs Traditional Mortgage

Assumed @ 3.24%
$1,496/mo
Traditional @ 7.5%
$1,977/mo
You save $481/month ($5,775/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6845744

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-04T00:37:03.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.24%
7.15%

Principal & Interest

$1,496 /mo
$1,932 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $474,320 (80%)
You can enter any amount below - secondary financing will cover the difference if needed.
80%
$

You cover the entire equity of $474,320!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.24% Sellers Rate
$118,180
Your Cash:$474,320
Total Purchase Price:$592,500

Assumed vs Traditional Mortgage

Assumed @ 3.24%
$1,496/mo
Traditional @ 7.5%
$1,977/mo
You save $481/month ($5,775/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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