Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$360,000

($47,860 down)
FHA

2792 E JAMES Avenue, San Tan Valley, AZ 85143

3
2
1,285 sqft
PITI Monthly
$2,399.47 /mo

Listing courtesy of: Nancy Apodaca, Realty ONE Group

Assumed Rate

6.43%
7.15%

Principal & Interest

$1,999 /mo
$2,152 /mo

What's Special

SPACIOUS
MODERN
WALKING TRAILS
PLAYGROUND
CHARMING

Welcome to this charming 3-bedroom house with a SPORTS COURT in the highly sought-after Bella Vista Farms! This modern, just a few years old, residence sits on a desirable corner lot. Inside, the spacious kitchen features a large island, recessed lighting, and a convenient pantry for all your storage needs. The open-concept layout creates a welcoming atmosphere, perfect for entertaining or enjoying quality family time. Step outside to the backyard, where you'll find a versatile sports court ready for basketball, pickleball, or even a fun tricycle ride with the little ones! As part of the Bella Vista Farms community, you'll enjoy a wealth of amenities, including a resort-style pool, parks, playgrounds, walking trails, and sports fields, ensuring there's always something to do for everyone. This home truly offers the best of both comfort and community livingdon't miss your chance to make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.43
Remaining Loan Term
28 years, 3 months
Monthly PITI
$2,399.47/mo
Estimated Loan Balance
$314,378
Cash to close
$47,860
Interest Paid
$35,512

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted, Spray Foam Insulation
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted, Spray Foam Insulation
  • Roof: Tile
Condition
  • Year Built: 2022
Details
  • Builder: MERITAGE HOMES

Community & HOA

Community
  • Subdivision: BELLA VISTA FARMS
  • Features: Community Pool, Tennis Court(s), Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Bella Vista Farms
  • HOA Amenities: Unknown
  • HOA Fee: $95
  • HOA Frequency: $Monthly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $280.16
  • Tax Annual Amount: $1251
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $47,860 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $47,860!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$312,140
Your Cash$47,860
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$1,999/mo
Traditional @ 7.5%
$2,232/mo
You save $233/month ($2,795/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6845998

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-04T07:16:03.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$1,999 /mo
$2,152 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $47,860 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $47,860!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$312,140
Your Cash$47,860
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$1,999/mo
Traditional @ 7.5%
$2,232/mo
You save $233/month ($2,795/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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