Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$710,000

($477,340 down)
VA

28475 Nautical Point Circle, Menifee, CA 92585

5
4
3,574 sqft
PITI Monthly
$2,794.9 /mo

Listing courtesy of: Maria Waddy, AVM Real Estate Services

Assumed Rate

4.99%
7.15%

Principal & Interest

$1,839 /mo
$2,316 /mo

What's Special

SHOPPING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
WALKING TRAILS
WATERFRONT
COZY

Welcome to this beautiful and spacious home located in the sought-after Waterford neighborhood within the Heritage Lake community. Built in 2009, this 5-bedroom, 3.5-bathroom home offers 3,574 sqft of elegant living space on a generous 12,196 sqft lot. A rare find, the property features a 4-car tandem garage and tasteful upgrades throughout, including rich dark hardwood flooring. The heart of the home is the gourmet kitchen, complete with granite countertops, dual ovens, stainless steel appliances, and ample cabinetry—perfect for any home chef. The first floor includes a bedroom and full bath, ideal for guests or multi-generational living, a cozy family room with a fireplace, and a luxurious master suite with a spacious walk-in closet. Enjoy resort-style living with access to exclusive Heritage Lake amenities including a Waterfront Jr. Olympic-sized pool, splash park, tot lot, a scenic 25-acre lake with catch-and-release fishing and paddle boats, and miles of walking trails and parks throughout the community. Conveniently located just minutes from shopping, top-rated schools, and easy freeway access, this home offers the perfect blend of comfort, community, and convenience. Don’t miss this opportunity to live in one of Menifee’s premier neighborhoods!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.99
Remaining Loan Term
15 years, 1 months
Monthly PITI
$2,794.9/mo
Estimated Loan Balance
$607,928
Cash to close
$477,340
Interest Paid
$219,749

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 2009
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Lake, Park, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Heritage Lake Master Association
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Monthly
Location
  • Region: Menifee

Financial Details

  • Price per Sqft: $198.66
  • Tax Annual Amount: $8875
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $477,340 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $477,340!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.99% Sellers Rate
$232,660
Your Cash:$477,340
Total Purchase Price:$710,000

Assumed vs Traditional Mortgage

Assumed @ 4.99%
$1,839/mo
Traditional @ 7.5%
$2,402/mo
You save $564/month ($6,764/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25074076

Listing From:

Last updated: 2025-04-04T19:47:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.99%
7.15%

Principal & Interest

$1,839 /mo
$2,316 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $477,340 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $477,340!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.99% Sellers Rate
$232,660
Your Cash:$477,340
Total Purchase Price:$710,000

Assumed vs Traditional Mortgage

Assumed @ 4.99%
$1,839/mo
Traditional @ 7.5%
$2,402/mo
You save $564/month ($6,764/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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