Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$447,000

($157,315 down)
FHA

3219 W POLLACK Street, Phoenix, AZ 85041

3
2
1,660 sqft
PITI Monthly
$1,941.66 /mo

Listing courtesy of: Andrea Juarez, My Home Group Real Estate

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,347 /mo
$2,174 /mo

What's Special

LOCATION
GATED COMMUNITY
SPACIOUS
WALK-IN CLOSET
PATIO
MOUNTAIN VIEWS
CHARMING
COZY

Come see this elegant home that just hit the market! Nestled inside of the charming Santolina gated community, and surrounded by mountain views, this cozy SMART home offers 3 bedrooms/2 baths, 1660 sq ft. of living space, a split floor plan and a 2 car garage with North/South exposure. Inside you'll find a large open floor plan with tall ceilings, recessed lighting, lots of natural light and views of the backyard oasis. The kitchen offers a dual oven gas stove, tile backsplash, quartz countertops, a breakfast bar, and a step in pantry. There is tile flooring throughout with carpet and decorative touches in all the right places. The spacious master bedroom has an upscale ensuite w/dual sinks and a large walk-in closet. Need to relax? Step out back to the sparkling pool and covered patio surrounded by pavers and a natural gas line installed for the grill. Low maintenance landscaping. Plenty of storage and fantastic location, close to Alvord Lake, Laveen Village Park, the 202 extension and more...

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$1,941.66/mo
Estimated Loan Balance
$291,587
Cash to close
$157,315
Interest Paid
$40,540

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Woodside Homes

Community & HOA

Community
  • Subdivision: SANTOLINA AT SOUTH MOUNTAIN PHASE 2
  • Features: Gated, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Cornerstone Prop.
  • HOA Amenities: Unknown
  • HOA Fee: $151.6
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $269.28
  • Tax Annual Amount: $2605
  • On Market Date: 2025-04-04T20:20:07.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $157,315 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $157,315!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$289,685
Your Cash$157,315
Total Purchase Price:$447,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,347/mo
Traditional @ 7.5%
$2,255/mo
You save $908/month ($10,900/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6846413

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-04T22:20:19.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,347 /mo
$2,174 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $157,315 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $157,315!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$289,685
Your Cash$157,315
Total Purchase Price:$447,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,347/mo
Traditional @ 7.5%
$2,255/mo
You save $908/month ($10,900/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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