Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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Coming Soon

$875,000

($473,004 down)
VA

3234 El Charro Point, Castle Rock, CO 80108

6
4
4,656 sqft
PITI Monthly
$2,567.12 /mo

Listing courtesy of: Raymond Feindt, Realty One Group Premier

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,854 /mo
$3,013 /mo

What's Special

SERENE
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
LUXURY
HARDWOOD FLOORS
GRANITE COUNTERTOPS
FIREPLACE
VAULTED CEILINGS
FINISHED BASEMENT
HOME OFFICE
MATURE TREES
LANDSCAPED
CLUBHOUSE
TENNIS COURTS
CUL-DE-SAC
CHARMING
COZY

Experience exceptional living in this 6 bedroom, 4 bathroom home in Castle Rock's prestigious Terrain at Castle Oaks community. Situated on a spacious quarter-acre corner lot in a peaceful cul-de-sac, this former model home offers ample space for relaxation and entertainment. The main level features gleaming solid hardwood floors and a cozy family room with a charming fireplace, perfect for Colorado evenings. The dining area boasts custom tile work and arched entries, enhancing the home's elegance. The kitchen is equipped with granite countertops and LG appliances, catering to both casual cooks and culinary enthusiasts. Vaulted ceilings and an open floor plan create a bright and airy ambiance. The expansive primary suite serves as a private retreat with a luxurious five-piece en-suite bathroom. Generously sized bedrooms accommodate family, guests, or home office needs. The finished basement adds valuable living space, ideal for a home theater, gym, or recreation room. Outside, the meticulously landscaped backyard features mature trees for shade and privacy, a fire pit, and an included hot tub, providing serene spots to unwind under the Colorado sky. Recent upgrades include a new roof, fresh exterior paint, and ultra-quiet garage door openers, ensuring both aesthetic appeal and modern convenience. Terrain at Castle Oaks grants access to exceptional amenities, including two swimming pools, the Swim Club clubhouse with a gathering space, large-screen TV, and fireplace, extensive trail systems, nearly 600 acres of open space, parks, sports fields, tennis courts, and the soon-to-be-completed Dog Bone Park. Conveniently located just five minutes from downtown Castle Rock, it offers easy access to shopping, dining, and entertainment. This premier property seamlessly combines luxury, comfort, and convenience, presenting an unparalleled opportunity for discerning buyers seeking the best of Colorado living!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$2,567.12/mo
Estimated Loan Balance
$402,880
Cash to close
$473,004
Interest Paid
$54,234

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Cement Siding, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Gas Log, Living Room
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Cement Siding, Stone
  • Roof: Composition
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Castle Oaks
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: TMMC
  • HOA Amenities: Unknown
  • HOA Fee: $247
  • HOA Frequency: $Quarterly
Location
  • Region: Castle Rock

Financial Details

  • Price per Sqft: $187.93
  • Tax Annual Amount: $5956
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $473,004 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $473,004!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$401,996
Your Cash:$473,004
Total Purchase Price:$875,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,854/mo
Traditional @ 7.5%
$3,125/mo
You save $1,271/month ($15,248/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC6740695

Listing From: recolorado

Last updated: 2025-04-04T20:52:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,854 /mo
$3,013 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $473,004 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $473,004!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$401,996
Your Cash:$473,004
Total Purchase Price:$875,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,854/mo
Traditional @ 7.5%
$3,125/mo
You save $1,271/month ($15,248/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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