Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$459,000

($35,212 down)
VA

3414 Hansen Court NW, Bemidji, MN 56601

3
3
2,047 sqft
PITI Monthly
$3,029.17 /mo

Listing courtesy of: , Better Homes and Gardens Real Estate First Choice

Assumed Rate

5.52%
7.15%

Principal & Interest

$2,506 /mo
$2,974 /mo

What's Special

LOCATION
SHOPPING
DINING
CUSTOM BUILT
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
PATIO

You will be delighted with this meticulous, custom built two-story home offering 3plus bedrooms and 3 baths. This desirable location is perfect for those needing privacy with a country feel yet close enough to shopping, 3 schools, sport activities and medical facilities. The home is set on a spectacular 2 acres embraced by full grown trees, fenced garden, fruit trees, beautiful landscaping and outside custom stamped concrete patio with a fire ring. The home boasts main floor amenities, new light fixtures, new living room/dining room flooring, new kitchen back splash & vaulted ceilings. The kitchen has a nice center island, stainless appliances, informal & formal dining areas. An impressive custom gas stone fireplace in the living room makes it a perfect ambiance to relax with friends & family. Main floor primary suite has a full bath and walk-in closet. Upper level has 2 large bedrooms, full bath and office/den. The 3 stall attached garage is finished with in-floor heat, perfect for our Minnesota winters. Come see in person everything this lovely home has to offer!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$3,029.17/mo
Estimated Loan Balance
$425,442
Cash to close
$35,212
Interest Paid
$63,665

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Boiler, Forced Air, Fireplace(s), Heat Pump, Hot Water, Radiant Floor
Features
  • Materials: Brick/Stone, Steel Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room, Stone
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Steel Siding
  • Roof: Asphalt
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Bemidji

Financial Details

  • Price per Sqft: $224.23
  • Tax Annual Amount: $4284
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $35,212 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $35,212!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$423,788
Your Cash$35,212
Total Purchase Price:$459,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$2,506/mo
Traditional @ 7.5%
$3,085/mo
You save $579/month ($6,950/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6695393

Listing From: northstar

Last updated: 2025-04-04T13:32:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$2,506 /mo
$2,974 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $35,212 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $35,212!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$423,788
Your Cash$35,212
Total Purchase Price:$459,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$2,506/mo
Traditional @ 7.5%
$3,085/mo
You save $579/month ($6,950/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Compass are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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