Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$708,000

($72,940 down)
VA

3577 Guava Way, Oceanside, CA 92058

4
2
1,448 sqft
PITI Monthly
$5,210.87 /mo

Listing courtesy of: Jazzous Anderson, Goat & Dime

Assumed Rate

6.99%
7.15%

Principal & Interest

$4,257 /mo
$4,326 /mo

What's Special

REMODELED
SHOPPING
DINING
SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
PATIO

Welcome to a stunning, fully remodeled gem in the sought-after Los Arbolitos community! This spacious 4-bedroom, 2-bathroom single-story condo **VA APPROVED** and has been completely transformed with brand-new modern finishes throughout. From the moment you step inside, you'll be captivated by the open and airy floor plan, luxury vinyl plank flooring, and abundant natural light that fills every corner. The brand-new kitchen is a chef’s dream, featuring sleek quartz countertops, custom cabinetry, stainless steel appliances, and stylish fixtures. The spacious living and dining areas provide the perfect setting for entertaining or relaxing. Each bedroom is generously sized, and the primary suite offers a private retreat with a beautifully updated en-suite bathroom. Additional highlights include brand-new recessed lighting, fresh interior paint, upgraded bathrooms with designer tile, modern vanities, and new hardware. Enjoy the convenience of in-unit laundry, a private patio, and an attached garage fully equipped for Tesla EV charging. Located just minutes from the beach, shopping, dining, and Camp Pendleton, this home offers the perfect blend of comfort and coastal living. Low taxes and a well-maintained community make this an incredible opportunity! Don’t miss out—schedule your private tour today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.99
Remaining Loan Term
29 years, 2 months
Monthly PITI
$5,210.87/mo
Estimated Loan Balance
$636,165
Cash to close
$72,940
Interest Paid
$37,167

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir, Fireplaces
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: ExcellentCondition, Privacy, Vinyl
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Fenced, InGround, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Asphalt
Condition
  • Year Built: 1983
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Luis Rey
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Powerstone
  • HOA Amenities: Unknown
  • HOA Fee: $612
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $488.95
  • Tax Annual Amount: $8850
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $72,940 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $72,940!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$635,060
Your Cash$72,940
Total Purchase Price:$708,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$4,257/mo
Traditional @ 7.5%
$4,487/mo
You save $230/month ($2,763/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250023471SD

Listing From:

Last updated: 2025-04-04T17:55:42.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.99%
7.15%

Principal & Interest

$4,257 /mo
$4,326 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $72,940 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $72,940!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$635,060
Your Cash$72,940
Total Purchase Price:$708,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$4,257/mo
Traditional @ 7.5%
$4,487/mo
You save $230/month ($2,763/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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