Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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Coming Soon

$524,999

($335,197 down)
FHA

3705 Pebble Hills Drive, Fergus Falls, MN 56537

5
4
3,523 sqft
PITI Monthly
$2,253.28 /mo

Listing courtesy of: , EXIT MN Lakes Realty

Assumed Rate

5.5%
7.15%

Principal & Interest

$1,562 /mo
$1,858 /mo

What's Special

DINING
SPACIOUS
DECK
PATIO
CHARMING

Welcome to Pebble Hills Estates! This charming and spacious home has 5 bedrooms, 4 bathrooms plus an office and offers the perfect design where optional living spaces combine with style and comfort. Located within walking distance to Pebble Beach, Pebble Lake Golf Course and the Central Lakes Trail, this home and neighborhood has much to offer. Once inside, the main level spacious living space leads into the kitchen, dining room and another living room where patio doors open to a deck overlooking open land and Chautauqua Lake. The main level also features a bedroom and bathroom for a convenient layout. Downstairs you'll find another living space and bathroom with a large bedroom and a separate office perfect for an escape. Upstairs, you'll enjoy having 3 bedrooms and 2 bathrooms with additional space. The new mudroom features individual storage for a family of five plus additional storage, which is both beautiful and practical for busy families. Seller is Owner.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.5
Remaining Loan Term
14 years, 10 months
Monthly PITI
$2,253.28/mo
Estimated Loan Balance
$191,177
Cash to close
$335,197
Interest Paid
$198,984

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Metal Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Architectural Shingle, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding
  • Roof: Architectural Shingle, Asphalt
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Pebble Hills Estates
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Fergus Falls

Financial Details

  • Price per Sqft: $149.02
  • Tax Annual Amount: $3956
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $335,197 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $335,197!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$189,802
Your Cash:$335,197
Total Purchase Price:$524,999

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$1,562/mo
Traditional @ 7.5%
$1,927/mo
You save $365/month ($4,384/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6694182

Listing From: northstar

Last updated: 2025-04-04T18:38:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.5%
7.15%

Principal & Interest

$1,562 /mo
$1,858 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $335,197 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $335,197!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$189,802
Your Cash:$335,197
Total Purchase Price:$524,999

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$1,562/mo
Traditional @ 7.5%
$1,927/mo
You save $365/month ($4,384/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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