Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$399,000

($151,059 down)
VA

370 Oakvale Avenue, Oroville, CA 95966

3
2
1,932 sqft
PITI Monthly
$2,035.13 /mo

Listing courtesy of: Jill Stewart, Re/Max of Chico

Assumed Rate

4.87%
7.15%

Principal & Interest

$1,470 /mo
$1,877 /mo

What's Special

SERENE
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
EN SUITE BATHROOM
PATIO
CHARMING
COZY

Nestled in the rolling hills of Oroville, this charming 3-bedroom, 2-bathroom home offers everything you need for comfortable living. Step inside to discover an inviting space filled with natural light from expansive windows and a spacious living area featuring a cozy wood stove framed by elegant white brick—perfect for hosting game nights or enjoying a quiet movie evening with loved ones. The kitchen is a delightful blend of style and function, featuring sleek tile countertops, ample cabinetry for storage, stainless steel appliances, and a gas range. A quaint breakfast bar adds convenience, making it an ideal spot for casual meals or morning coffee. The dining area seamlessly flows into a versatile bonus space, making entertaining effortless. Unwind in the serene primary suite, complete with a generously sized closet and a spa-like en suite bathroom featuring a large vanity and a beautifully tiled walk-in shower. Additional highlights include ceiling fans throughout, a separate indoor laundry room, spacious guest bedrooms, solar, and an attached two-car garage. Step outside to a backyard designed for relaxation and enjoyment, offering ample space for outdoor activities, a covered patio perfect for summer barbecues, and room to cultivate your own garden. This is more than just a house—it’s a place to truly enjoy life!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.87
Remaining Loan Term
23 years, 9 months
Monthly PITI
$2,035.13/mo
Estimated Loan Balance
$251,132
Cash to close
$151,059
Interest Paid
$80,309

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1974
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Oroville

Financial Details

  • Price per Sqft: $206.52
  • Tax Annual Amount: $4987.5
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $151,059 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $151,059!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.87% Sellers Rate
$247,941
Your Cash$151,059
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 4.87%
$1,470/mo
Traditional @ 7.5%
$1,947/mo
You save $477/month ($5,724/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN25073233

Listing From:

Last updated: 2025-04-04T15:34:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.87%
7.15%

Principal & Interest

$1,470 /mo
$1,877 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $151,059 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $151,059!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.87% Sellers Rate
$247,941
Your Cash$151,059
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 4.87%
$1,470/mo
Traditional @ 7.5%
$1,947/mo
You save $477/month ($5,724/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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