Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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Closed

$390,000

($143,668 down)
FHA

3985 N Dale Drive, Prescott Valley, AZ 86314

3
2
1,336 sqft
PITI Monthly
$1,603.98 /mo

Listing courtesy of: Jamie Powers, Realty Executives

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,168 /mo
$1,817 /mo

What's Special

DINING
MODERN
STAINLESS STEEL APPLIANCES
DECK
MOUNTAIN VIEWS

Amazing opportunity to snatch up an updated and well maintained home in this neighborhood! Kitchen is bright with white cabinets, beautiful granite, stainless steel appliances, bar seating and mountain views from the kitchen sink! Modern look with beamed ceiling and gorgeous flooring throughout and zero carpet! Wainscotting in dining area adds warmth and charm. Updated bathrooms. Guest Bath had a total remodel, including vanity and lovely subway tiles! Newer roof (2022!). HUGE walk in Master Closet! Tons of parking in front, including extra slabs. This home has been all about entertaining, with a large front yard for cornhole, etc AND a huge covered back deck with more mountain views. Yard is low maintenance desert landscaping. Super nice newer shed in back and more concrete (2022).

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,603.98/mo
Estimated Loan Balance
$248,338
Cash to close
$143,668
Interest Paid
$39,273

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air, Gas Pack
  • Heating: Forced Air Gas, Gas Pack, Natural Gas
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: Site Built Single Family
  • Architectural Style: Ranch
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Prescott Valley 12
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Prescott Valley

Financial Details

  • Price per Sqft: $291.92
  • Tax Annual Amount: $1146
  • On Market Date: 2024-07-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $143,668 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $143,668!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$246,332
Your Cash$143,668
Total Purchase Price:$390,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,168/mo
Traditional @ 7.5%
$1,885/mo
You save $717/month ($8,603/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1065788

Listing From: paar

Last updated: 2024-11-01T19:42:20.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,168 /mo
$1,817 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $143,668 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $143,668!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$246,332
Your Cash$143,668
Total Purchase Price:$390,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,168/mo
Traditional @ 7.5%
$1,885/mo
You save $717/month ($8,603/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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