Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

Property SearchContact
primary-1
primary-2primary-3
Under Contract

$305,000

($70,549 down)
FHA

40176 W WILLIAMS Way, Maricopa, AZ 85138

3
2
1,531 sqft
PITI Monthly
$1,542.15 /mo

Listing courtesy of: Alexander R Freeman, W and Partners, LLC

Assumed Rate

2.71%
7.15%

Principal & Interest

$1,055 /mo
$1,754 /mo

What's Special

SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES

Seller credit available! - Don't miss this incredible opportunity to assume an FHA loan with a low 2.9% interest rate! Step into this beautiful, modern single-story home, built in 2020, offering three spacious bedrooms and two stylish bathrooms. Designed for effortless living and entertaining, the open-concept layout is warm and inviting. The true centerpiece of this home is the stunning kitchen, featuring a large island, sleek stainless steel appliances, a gas cooktop and oven, and elegant quartz countertops. A drop-in stainless steel single-bowl sink with a pull-out spray faucet makes meal prep and cleanup a breeze. White shaker cabinets extend throughout the kitchen, bathrooms, and laundry room, adding a cohesive touch of timeless elegance.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.71
Remaining Loan Term
25 years, 8 months
Monthly PITI
$1,542.15/mo
Estimated Loan Balance
$235,499
Cash to close
$70,549
Interest Paid
$29,045

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Meritage Homes

Community & HOA

Community
  • Subdivision: RE-PLAT OF PARCEL 19 AT HOMESTEAD NORTH 2018027717
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Trestle Management
  • HOA Amenities: Unknown
  • HOA Fee: $85
  • HOA Frequency: $Monthly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $199.22
  • Tax Annual Amount: $1840
  • On Market Date: 2025-02-22T16:30:06.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $70,549 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $70,549!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.71% Sellers Rate
$234,451
Your Cash$70,549
Total Purchase Price:$305,000

Assumed vs Traditional Mortgage

Assumed @ 2.71%
$1,055/mo
Traditional @ 7.5%
$1,820/mo
You save $765/month ($9,178/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6824900

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-25T15:25:25.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.71%
7.15%

Principal & Interest

$1,055 /mo
$1,754 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $70,549 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $70,549!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.71% Sellers Rate
$234,451
Your Cash$70,549
Total Purchase Price:$305,000

Assumed vs Traditional Mortgage

Assumed @ 2.71%
$1,055/mo
Traditional @ 7.5%
$1,820/mo
You save $765/month ($9,178/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Compass are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Compass © is committed to and abides by the Fair Housing Act of Equal Opportunity.