Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

Property SearchContact
primary-1
primary-2primary-3
Coming Soon

$339,900

($152,858 down)
FHA

4057 44th Avenue S, Minneapolis, MN 55406

2
1
1,204 sqft
PITI Monthly
$1,526.74 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

3.07%
7.15%

Principal & Interest

$855 /mo
$1,358 /mo

What's Special

LOCATION
DINING
SPACIOUS
MODERN
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
DECK
CHARMING

Charming 1914 Two-Story Home in the Heart of the Hiawatha Neighborhood Welcome to this beautifully maintained two-story home located in the highly sought-after Hiawatha Neighborhood of Minneapolis. This classic 1914-built residence seamlessly combines vintage charm with modern updates, offering the perfect blend of character and convenience. As you approach the home, a large, inviting front porch welcomes you into a spacious foyer with natural woodwork and hardwood floors throughout. The living room has a leaded glass window and is open to the bright and airy dining room which features a built-in buffet and leaded glass window, providing ample storage and a touch of elegance. The open kitchen has been thoughtfully updated with stainless steel appliances, quartz countertops, and a breakfast bar, creating a seamless space for cooking and entertaining. Upstairs, you'll find two generously sized bedrooms, both featuring spacious closets and plenty of natural light. The full bathroom is beautifully updated with a subway tile surround.There is a brand new in 2025 furnace and central air conditioning. Step outside to a low-maintenance composite deck that overlooks the private, wood-fenced backyard—ideal for relaxing or entertaining. Low maintenance siding. A newer two-car garage provides convenient off-street parking and additional storage space. This home's location is incredible! You'll enjoy the convenience of walking to the river, Hiawatha park, Minnehaha Falls, and a variety of neighborhood coffee shops and restaurants. With easy access to the light rail, the University of Minnesota, and both downtown Minneapolis and St. Paul, everything you need is just moments away. This move-in-ready home offers the perfect opportunity to experience the best of Minneapolis living. Don’t miss out—schedule your tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,526.74/mo
Estimated Loan Balance
$187,417
Cash to close
$152,858
Interest Paid
$19,388

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full, Privacy, Wood
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 1914
Details
  • Builder:

Community & HOA

Community
  • Subdivision: L D Richardsons Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Minneapolis

Financial Details

  • Price per Sqft: $282.31
  • Tax Annual Amount: $4552
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $152,858 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $152,858!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$187,042
Your Cash$152,858
Total Purchase Price:$339,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$855/mo
Traditional @ 7.5%
$1,408/mo
You save $553/month ($6,638/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6655791

Listing From: northstar

Last updated: 2025-04-04T18:45:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$855 /mo
$1,358 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $152,858 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $152,858!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$187,042
Your Cash$152,858
Total Purchase Price:$339,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$855/mo
Traditional @ 7.5%
$1,408/mo
You save $553/month ($6,638/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Compass are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Compass © is committed to and abides by the Fair Housing Act of Equal Opportunity.