Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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Closed

$584,500

($47,873 down)
VA

4386 Ladera Drive, Guadalupe, CA 93434

3
2
1,198 sqft
PITI Monthly
$4,282.25 /mo

Listing courtesy of: Sonam Narayan, eXp Realty of California, Inc.

Assumed Rate

6.6%
7.15%

Principal & Interest

$3,507 /mo
$3,709 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
WALK-IN CLOSET
CHARMING
NO HOA

Welcome to 4386 Ladera Dr., a charming 3-bedroom, 2-bathroom home nestled within the highly sought-after Pasadera community in Guadalupe, CA. This inviting home offers 1,198 square feet of comfortable living space, perfect for families or those seeking a peaceful retreat. The open floor plan seamlessly connects the kitchen, living, and dining areas, creating an ideal space for entertaining. The stylish kitchen features modern appliances and ample counter space, while the spacious primary bedroom boasts a walk-in closet, a tub/shower combination, and ample living space. Experience the ultimate in privacy and tranquility with no neighbors to the left and a low-maintenance backyard. Enjoy the freedom and affordability of living in Pasadera with no HOA fees or Mello Roos. Located next to one of the many community parks, this home offers easy access to outdoor recreation and a strong sense of community. Don't miss this opportunity to experience the coastal California lifestyle. This home is conveniently located just minutes from the beautiful beaches of the Central Coast and a short drive to shopping, dining, and all the amenities you need.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.6
Remaining Loan Term
27 years, 11 months
Monthly PITI
$4,282.25/mo
Estimated Loan Balance
$537,728
Cash to close
$47,873
Interest Paid
$74,660

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Concrete, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Concrete, Tile
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Guadalupe/Casmalia(850)
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Guadalupe

Financial Details

  • Price per Sqft: $487.9
  • Tax Annual Amount: $7306.25
  • On Market Date: 2025-02-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $47,873 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $47,873!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.6% Sellers Rate
$536,627
Your Cash$47,873
Total Purchase Price:$584,500

Assumed vs Traditional Mortgage

Assumed @ 6.6%
$3,507/mo
Traditional @ 7.5%
$3,847/mo
You save $340/month ($4,080/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI25033705

Listing From:

Last updated: 2025-03-21T00:40:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.6%
7.15%

Principal & Interest

$3,507 /mo
$3,709 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $47,873 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $47,873!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.6% Sellers Rate
$536,627
Your Cash$47,873
Total Purchase Price:$584,500

Assumed vs Traditional Mortgage

Assumed @ 6.6%
$3,507/mo
Traditional @ 7.5%
$3,847/mo
You save $340/month ($4,080/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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