Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$1,199,900

($679,423 down)
VA

460 Rancho La Mirada Ln, Escondido, CA 92025

3
4
2,717 sqft
PITI Monthly
$3,913.36 /mo

Listing courtesy of: Maria Gaughan, Keller Williams Realty

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,364 /mo
$3,870 /mo

What's Special

REMODELED
MINUTES AWAY
SHOPPING
ENTERTAINMENT
DINING
MODERN
HOME OFFICE
CUL-DE-SAC
HISTORIC

Experience tranquil country living & majestic views while only being minutes from city amenities. Tucked away off of two quiet cul-de-sacs, you’ll love the long palm tree-lined driveway leading up to this exceptional property which offers privacy, space & endless possibilities. The main level boasts 3 bedrooms, plus an optional bedroom/office, 2.5 bathrooms & two large living rooms. The converted 3 car garage serves as a personal gym... ... and the oversized downstairs bonus room with a separate entrance & attached bath creates an ideal guest suite, home office, playroom or optional 5th bedroom.The remodeled kitchen & bathroom add modern style, while fresh interior paint enhances the bright & airy feel. With 1.2 acres of land there is plenty of space for ADUs, horses, pool or tennis court. Two incredible highlights are the sun porch - perfect for entertaining & family bbqs & the back porch to sip your morning coffee or have a quiet dinner al fresco. Enjoy the best of Escondido living with Lake Hodges, Kit Carson Park & Felicita County Park just minutes away. North County Mall, Old Escondido Historic District & even the San Diego Safari Park (just 15 minutes away!) provide shopping, dining & entertainment options nearby. Don’t miss this unique opportunity to own a private retreat with incredible potential!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 11 months
Monthly PITI
$3,913.36/mo
Estimated Loan Balance
$526,117
Cash to close
$679,423
Interest Paid
$63,300

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas, WoodBurning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: ChainLink, Wood
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition, Shingle
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision: South Escondido
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $441.63
  • Tax Annual Amount: $14998.8
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $679,423 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $679,423!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$520,477
Your Cash:$679,423
Total Purchase Price:$1,199,900

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,364/mo
Traditional @ 7.5%
$4,014/mo
You save $1,651/month ($19,809/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250023409SD

Listing From:

Last updated: 2025-04-04T17:09:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,364 /mo
$3,870 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $679,423 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $679,423!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$520,477
Your Cash:$679,423
Total Purchase Price:$1,199,900

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,364/mo
Traditional @ 7.5%
$4,014/mo
You save $1,651/month ($19,809/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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