Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$349,999

($33,393 down)
VA

490 Hazel Street, Gridley, CA 95948

3
2
1,484 sqft
PITI Monthly
$2,596.38 /mo

Listing courtesy of: Tammy Flicker, Go West Realty

Assumed Rate

6.78%
7.15%

Principal & Interest

$2,082 /mo
$2,161 /mo

What's Special

SPACIOUS
MODERN
RENOVATED
HOME OFFICE
HISTORIC
CHARMING
EFFICIENT

Charming Historic Home on Hazel Street – Full of Character & Modern Updates! Nestled on the picturesque and sought-after Hazel Street, this stunning historic home blends timeless charm with modern conveniences. Sitting proudly on a spacious corner lot with room for an RV or a backyard cottage, this home boasts many features including plate rails, high ceilings, craftsman moulding and built ins, adding to its classic appeal. Inside, you’ll find three bedrooms with the potential for a fourth, offering plenty of space for family, guests, or a home office. The kitchen and bathrooms have been thoughtfully renovated, combining contemporary style with the home's historic character. Enjoy peace of mind with newer plumbing and energy-efficient double-pane windows with custom blinds, ensuring both comfort and savings. The home is equipped with a chair lift for accessibility, and all matching GE appliances, including a brand-new microwave. Additional upgrades include leaf filter gutters for easy maintenance and an A/C system that's only two years old, keeping you cool during the summer months. This one-of-a-kind home is perfect for those who appreciate historic charm without sacrificing modern convenience. Don’t miss this opportunity to own a piece of history on Hazel Street! Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.78
Remaining Loan Term
29 years, 0 months
Monthly PITI
$2,596.38/mo
Estimated Loan Balance
$317,762
Cash to close
$33,393
Interest Paid
$21,592

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1890
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Gridley

Financial Details

  • Price per Sqft: $235.85
  • Tax Annual Amount: $4374.99
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $33,393 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $33,393!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$316,606
Your Cash$33,393
Total Purchase Price:$349,999

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$2,082/mo
Traditional @ 7.5%
$2,242/mo
You save $160/month ($1,920/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OR25057190

Listing From:

Last updated: 2025-04-01T17:55:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.78%
7.15%

Principal & Interest

$2,082 /mo
$2,161 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $33,393 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $33,393!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$316,606
Your Cash$33,393
Total Purchase Price:$349,999

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$2,082/mo
Traditional @ 7.5%
$2,242/mo
You save $160/month ($1,920/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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