Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

Property SearchContact
primary-1
primary-2primary-3
Active

$515,000

($116,267 down)
FHA

5289 Perkins Road, Oxnard, CA 93033

3
2
1,267 sqft
PITI Monthly
$3,443.44 /mo

Listing courtesy of: Jaime Cerda Fernandez, eXp Realty of California, Inc

Assumed Rate

6.43%
7.15%

Principal & Interest

$2,554 /mo
$2,749 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO
CHARMING
COZY

Charming & Cozy Condo in a Prime Location!Step into this beautiful 3-bedroom, 1.5-bath condo, offering a warm and inviting ambiance. The cozy living room features a fireplace and elegant laminated floors, perfect for relaxation. A versatile room with a half bath also serves as a laundry area for added convenience. The open dining area seamlessly connects to the kitchen, which boasts classic wooden cabinets, a double sink, and stainless steel appliances. A sliding glass door leads to a lovely patio--an ideal space for unwinding or hosting family gatherings. Upstairs, the carpeted staircase leads to three spacious bedrooms, each with ample closet space. They share a full bathroom with dual entrances for easy access. The private patio sits next to the two-car garage and provides easy access to visitor parking. Conveniently located near shopping, dining, and entertainment, this condo offers comfort, style, and practicality in one perfect package!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.43
Remaining Loan Term
28 years, 3 months
Monthly PITI
$3,443.44/mo
Estimated Loan Balance
$414,182
Cash to close
$116,267
Interest Paid
$45,363

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Pepperwood Association
  • HOA Amenities: Unknown
  • HOA Fee: $440
  • HOA Frequency: $Monthly
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $406.47
  • Tax Annual Amount: $6437.5
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $116,267 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $116,267!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$398,733
Your Cash$116,267
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$2,554/mo
Traditional @ 7.5%
$2,851/mo
You save $298/month ($3,571/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-29097

Listing From:

Last updated: 2025-04-04T12:35:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$2,554 /mo
$2,749 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $116,267 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $116,267!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$398,733
Your Cash$116,267
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$2,554/mo
Traditional @ 7.5%
$2,851/mo
You save $298/month ($3,571/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Compass are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Compass © is committed to and abides by the Fair Housing Act of Equal Opportunity.