Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$998,600

($320,698 down)
VA

5400 Morengo Dr, Concord, CA 94521

4
3
1,898 sqft
PITI Monthly
$4,288 /mo

Listing courtesy of: Griselda Quezada-Chavez, Coldwell Banker

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,031 /mo
$4,931 /mo

What's Special

DINING
FIREPLACE
COZY

Discover the charm of this beautifully updated four-bedroom, two-and-a-half-bath single-level home. Filled with natural light and thoughtful touches, it features wood floors, an updated kitchen, and a generous layout that includes a welcoming living room, a dedicated dining area, and a cozy family room with a fireplace—perfect for everyday comfort and entertaining alike. The curb appeal is just as welcoming, with an adorable front porch swing, shutters, and updated windows that let in plenty of natural light. Step into the backyard and you’ll discover a great space for gatherings or quiet evenings, complete with a hot tub to unwind under the stars. And for something extra special—there’s a lovely chicken coop with its own little yard. The former residents (feathered and fabulous) were known to strut with pride and clearly enjoyed their free-range lifestyle. Tucked at the base of scenic Mt. Diablo, this home offers easy access to beautiful hiking trails and natural open spaces—perfect for outdoor lovers. Located within the sought-after Clayton school area, with the added flexibility of a high school choice. This home is full of heart, beautifully updated, and ready for you to move right in.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 9 months
Monthly PITI
$4,288/mo
Estimated Loan Balance
$682,094
Cash to close
$320,698
Interest Paid
$65,996

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision: PINE HOLLOW EST.
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Concord

Financial Details

  • Price per Sqft: $526.13
  • Tax Annual Amount: $12482.5
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $320,698 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $320,698!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$677,902
Your Cash$320,698
Total Purchase Price:$998,600

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,031/mo
Traditional @ 7.5%
$5,115/mo
You save $2,084/month ($25,007/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41092015

Listing From:

Last updated: 2025-04-04T04:16:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,031 /mo
$4,931 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $320,698 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $320,698!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$677,902
Your Cash$320,698
Total Purchase Price:$998,600

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,031/mo
Traditional @ 7.5%
$5,115/mo
You save $2,084/month ($25,007/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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