Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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Under Contract

$549,000

($181,010 down)
FHA

605 W Kings Avenue, Phoenix, AZ 85023

3
3
1,714 sqft
PITI Monthly
$2,737.28 /mo

Listing courtesy of: Meghan Hauter, My Home Group Real Estate

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,100 /mo
$2,577 /mo

What's Special

LOCATION
SHOPPING
DINING
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
CHARMING

Charming Two-Story Home in Turtle Creek! This beautifully maintained home features wood-look flooring, vaulted ceilings, and plantation shutters, creating a warm and inviting atmosphere. The updated kitchen boasts stainless steel appliances, freshly painted cabinets (Feb 2025), tile countertops, and a breakfast bar. The main suite offers a bay window, dual sinks, walk-in closet, and a spa-like rain showerhead. Equipped with Google Nest Smoke & Carbon Monoxide Detectors with voice alerts and a Ring Video Doorbell, this home blends comfort with smart security. Enjoy a covered patio, lush grass, and a sparkling pool in your backyard oasis. Added privacy with single-story homes on either side. Garage storage, prime location near parks, shopping, and dining. Don't miss out!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$2,737.28/mo
Estimated Loan Balance
$369,474
Cash to close
$181,010
Interest Paid
$48,926

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Painted, Stucco, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Painted, Stucco, Block
  • Roof: Composition
Condition
  • Year Built: 1986
Details
  • Builder: Del Trailor

Community & HOA

Community
  • Subdivision: Turtle Creek
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Turtle Creek
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Quarterly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $320.3
  • Tax Annual Amount: $2405
  • On Market Date: 2025-02-28T20:50:12.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $181,010 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $181,010!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$367,990
Your Cash$181,010
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,100/mo
Traditional @ 7.5%
$2,673/mo
You save $573/month ($6,879/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6828131

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-12T16:11:14.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,100 /mo
$2,577 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $181,010 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $181,010!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$367,990
Your Cash$181,010
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,100/mo
Traditional @ 7.5%
$2,673/mo
You save $573/month ($6,879/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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