Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

Property SearchContact
primary-1
primary-2primary-3
Closed

$399,999

($119,198 down)
FHA

6505 S 4TH Street, Phoenix, AZ 85042

3
2
1,392 sqft
PITI Monthly
$1,806.31 /mo

Listing courtesy of: Garrick J O'Connell, Venture REI, LLC

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,276 /mo
$2,089 /mo

What's Special

GATED COMMUNITY
LANDSCAPED
EFFICIENT

Gorgeous, freshly-built single-story residence tucked away in a secure gated community in South Phoenix. This home boasts professionally installed fans, security features, and a convenient doggy door. Plus, it comes complete with smart home panel, ensuring an energy-efficient lifestyle. The front and sprawling backyard have been meticulously landscaped, with the backyard featuring pavers and ready-to-go planter areas awaiting its new owner's touch.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
25 years, 8 months
Monthly PITI
$1,806.31/mo
Estimated Loan Balance
$288,790
Cash to close
$119,198
Interest Paid
$36,152

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood, Spray Foam Insulation
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood, Spray Foam Insulation
  • Roof: Tile
Condition
  • Year Built: 2019
Details
  • Builder: Lennar

Community & HOA

Community
  • Subdivision: ALTA VISTA
  • Features: Gated Community
HOA
  • Has HOA: Yes
  • HOA Name: Alta Vista
  • HOA Amenities: Unknown
  • HOA Fee: $129
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $287.36
  • Tax Annual Amount: $1937.3
  • On Market Date: 2024-07-04T07:41:56.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $119,198 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $119,198!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$280,801
Your Cash$119,198
Total Purchase Price:$399,999

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,276/mo
Traditional @ 7.5%
$2,167/mo
You save $891/month ($10,693/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6703309

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-07T09:00:30.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,276 /mo
$2,089 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $119,198 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $119,198!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$280,801
Your Cash$119,198
Total Purchase Price:$399,999

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,276/mo
Traditional @ 7.5%
$2,167/mo
You save $891/month ($10,693/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Compass are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Compass © is committed to and abides by the Fair Housing Act of Equal Opportunity.