Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$670,000

($510,361 down)
FHA

683 N L St, Livermore, CA 94551

2
2
876 sqft
PITI Monthly
$2,019.83 /mo

Listing courtesy of: Gigi Srour, Compass

Assumed Rate

3.35%
7.15%

Principal & Interest

$995 /mo
$1,525 /mo

What's Special

INVESTORS
MODERN
CHARMING
INCOME POTENTIAL
RENTAL INCOME

Calling all investors and first-time homebuyers looking to build sweat equity! Located in the heart of Old North Side Downtown Livermore, this property is brimming with potential — whether you're looking to remodel, restore, or redevelop. The existing 2-bedroom, 2-bath, 2 kitchen home is currently split into a duplex with separate entrances, offering immediate rental income potential. With some vision and TLC, it could be restored to a charming single-family residence or modernized into a more functional multi-unit layout. Detached structure in the backyard could potentially become an ADU. Surrounded by thriving commercial properties and urban growth, the lot is zoned for a variety of medium-density housing options — including ADUs, duplexes, triplexes, or commercial offices. The possibilities are endless. Whether you're ready to roll up your sleeves and live in this property building equity or explore new development opportunities, this property is a prime investment. You won't find a less expensive single family detached home on a decent sized lot. Come see it for yourself.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.35
Remaining Loan Term
17 years, 9 months
Monthly PITI
$2,019.83/mo
Estimated Loan Balance
$162,365
Cash to close
$510,361
Interest Paid
$80,112

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: None
Features
  • Materials: SeeRemarks, WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Bungalow
Materials
  • SeeRemarks, WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 1910
Details
  • Builder:

Community & HOA

Community
  • Subdivision: OLD NORTH SIDE
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Livermore

Financial Details

  • Price per Sqft: $764.84
  • Tax Annual Amount: $8375
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $510,361 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $510,361!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$159,639
Your Cash:$510,361
Total Purchase Price:$670,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$995/mo
Traditional @ 7.5%
$1,582/mo
You save $587/month ($7,043/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41089566

Listing From:

Last updated: 2025-04-04T17:22:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$995 /mo
$1,525 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $510,361 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $510,361!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$159,639
Your Cash:$510,361
Total Purchase Price:$670,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$995/mo
Traditional @ 7.5%
$1,582/mo
You save $587/month ($7,043/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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