Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

Property SearchContact
primary-1
primary-2primary-3
Closed

$899,000

($405,424 down)
VA

723 Via Flora Rd, San Marcos, CA 92069

3
2
1,560 sqft
PITI Monthly
$2,590.58 /mo

Listing courtesy of: Betty Torano, eXp Realty of Southern Calif.

Assumed Rate

3.34%
7.15%

Principal & Interest

$2,374 /mo
$3,643 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MOVE-IN READY
MODERN
RENOVATED
PATIO
IRRIGATION SYSTEM
CUL-DE-SAC

Stunning Single-Story Home in Quiet San Marcos Cul-de-sac! Explore the comfort and ease of this well-maintained single-story home, located on a peaceful cul-de-sac. Recently updated, this home features a modern kitchen with all the essential appliances and a renovated bathroom that enhance both function and style. The home is brightened by recessed lighting throughout, complemented by newer carpeting and updated dual-pane windows and sliding doors. The master bedroom is generously sized and includes an en-suite bathroom for added convenience. The front yard sets a welcoming tone with its thoughtful design, featuring the convenience of cusomized outdoor lighting and low-maintenance artificial turf, creating an inviting entryway and adding significant curb appeal. The spacious stamped concrete driveway provides ample room for RV parking, while the path to your front door is lined with elegantly crafted concrete steps. The backyard is ideal for hosting, featuring a spacious concrete patio with electrical hookups ready for an outdoor kitchen and a large shed that provides ample space for a workshop, hobby room or storage. Mature fruit trees—pomegranate, orange, calamansi, and grapes—are easy to care for with a timed irrigation system. The garage is updated with durable epoxy flooring and a newly installed sink, enhancing its utility. The inclusion of a washer and dryer makes this home move-in ready. This home also comes equipped with eco-friendly features such as a solar system, a whole-house water softener, central air conditioning, a tankless water heater, and security cameras for your peace of mind. Conveniently located just minutes from shopping, dining, freeways 15 and 78, and educational institutions like CSU San Marcos and Palomar College, as well as Palomar Hospital and Twin Oaks Golf Course, this home offers a blend of tranquility and accessibility. Enjoy comfortable living in this lovely San Marcos home.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.34
Remaining Loan Term
25 years, 5 months
Monthly PITI
$2,590.58/mo
Estimated Loan Balance
$674,617
Cash to close
$405,424
Interest Paid
$78,771

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces, Solar
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: StuccoWall, Vinyl
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1969
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights
HOA
  • Has HOA: No
Location
  • Region: San Marcos

Financial Details

  • Price per Sqft: $576.28
  • Tax Annual Amount: $
  • On Market Date: 2024-09-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $405,424 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $405,424!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.34% Sellers Rate
$493,576
Your Cash$405,424
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 3.34%
$2,374/mo
Traditional @ 7.5%
$3,778/mo
You save $1,405/month ($16,854/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2405727

Listing From:

Last updated: 2024-12-05T05:14:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.34%
7.15%

Principal & Interest

$2,374 /mo
$3,643 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $405,424 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $405,424!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.34% Sellers Rate
$493,576
Your Cash$405,424
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 3.34%
$2,374/mo
Traditional @ 7.5%
$3,778/mo
You save $1,405/month ($16,854/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Compass are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Compass © is committed to and abides by the Fair Housing Act of Equal Opportunity.