Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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Coming Soon

$240,000

($49,169 down)
FHA

745 Jessamine Avenue E, Saint Paul, MN 55106

4
1
1,432 sqft
PITI Monthly
$1,470.51 /mo

Listing courtesy of: , Keller Williams Premier Realty

Assumed Rate

2.83%
7.15%

Principal & Interest

$870 /mo
$1,425 /mo

What's Special

FRESH PAINT
GREAT CURB APPEAL
ENTERTAINMENT
DINING
HARDWOOD FLOORS
GRANITE COUNTERTOPS
PATIO
FENCED YARD
CHARMING

Welcome to 745 Jessamine Ave E! This charming home is located in a convenient St. Paul neighborhood, with easy freeway access and close proximity to parks, dining, entertainment, and just 10 minutes to the St. Paul Farmer’s Market. The walkable neighborhood features sidewalks, and the fully fenced yard has fresh mulch and updated landscaping for great curb appeal. Inside, the entryway is filled with natural light from large windows and a stained glass transom. The open-concept living and dining areas feature 9-foot ceilings, hardwood floors, crown molding, large windows, and a ceiling fan. The main floor bedroom offers flexibility, convenience and space. The updated kitchen offers plenty of counter space, cherry cabinets, granite countertops, and stainless steel Frigidaire appliances. The upper level includes 3 bedrooms, all with brand-new carpet and fresh paint (2025), and a full bathroom. The primary bedroom has a new ceiling fan, a large closet, and a wall of windows that fill the room with natural light. The enclosed backyard porch, fenced yard, 9.5' x 9.5' patio, and raised garden beds make this home perfect for outdoor living. A 2-car garage, additional parking, and a utility sink in the laundry room complete the package. This home is ready for new owners to continue the love the current owners have put into it—don't miss out on this gem!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,470.51/mo
Estimated Loan Balance
$192,086
Cash to close
$49,169
Interest Paid
$24,214

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Baseboard, Boiler
Features
  • Materials: Fiber Cement, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full, Wood
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Cement, Wood Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1900
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oak Ville Park
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $167.6
  • Tax Annual Amount: $3608
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $49,169 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $49,169!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$190,831
Your Cash$49,169
Total Purchase Price:$240,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$870/mo
Traditional @ 7.5%
$1,478/mo
You save $608/month ($7,295/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6687835

Listing From: northstar

Last updated: 2025-04-04T16:26:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$870 /mo
$1,425 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $49,169 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $49,169!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$190,831
Your Cash$49,169
Total Purchase Price:$240,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$870/mo
Traditional @ 7.5%
$1,478/mo
You save $608/month ($7,295/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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