Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$424,500

($25,629 down)
FHA

78721 Hampshire Avenue, Palm Desert, CA 92211

2
2
1,080 sqft
PITI Monthly
$3,122.23 /mo

Listing courtesy of: Stephen Powell, Epique Realty

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,235 /mo
$2,818 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
PATIO
LOW HOA FEES
55+ COMMUNITY

This beautifully upgraded corner-lot home features 2 spacious bedrooms, 2 full bathrooms, and an open-concept layout spanning approximately 1,080 square feet of smart, comfortable living. From the moment you arrive, you'll appreciate the privacy and natural light this premium lot offers, complemented by low-maintenance desert landscaping and a clean, modern aesthetic that blends seamlessly with the serene Palm Desert atmosphere. Step inside and be greeted by contemporary wood-look tile floors that run throughout the entire home--offering both style and durability. The living space is bright and open, with large windows letting in the desert sunshine and offering tranquil views of the custom backyard landscaping.The kitchen is equally impressive, featuring crisp white cabinetry, ample counter space, and a gas range perfect for everyday meals or entertaining guests. Whether you're enjoying your morning coffee or preparing your favorite recipe, the layout flows easily into the dining and living areas, encouraging connection and ease.The primary bedroom offers a peaceful escape with ample closet space and an en-suite bathroom complete with walk-in shower and modern fixtures. The guest bedroom is equally comfortable, ideal for visitors, an office, or a creative space.Both bathrooms are tastefully designed with functional layouts, providing comfort and convenience for daily living or hosting guests. One of the standout features of this home is the custom-designed backyard oasis, tailored for year-round enjoyment. The low-maintenance landscaping creates a peaceful vibe with native plants and hardscape design that require minimal upkeep.Soak in your private jacuzzi under the stars after a day of golf or take in the desert breeze while watching the game on your very own outdoor big screen TV--the ultimate way to enjoy sports, movies, or music with friends and loved ones. The covered patio offers shade for dining or relaxing during warm afternoons, making this backyard both practical and luxurious.The corner lot also provides extra privacy and additional outdoor space, perfect for pet lovers or anyone who values elbow room in a peaceful setting. As a resident of Sun City Palm Desert, you'll enjoy access to some of the finest amenities available in any 55+ community in the country. With low HOA fees, this community provides exceptional value and an unparalleled lifestyle.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,122.23/mo
Estimated Loan Balance
$400,594
Cash to close
$25,629
Interest Paid
$57,642

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary, Modern, Ranch, Traditional
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sun City
  • Features: Gated
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $450
  • HOA Frequency: $Monthly
Location
  • Region: Palm Desert

Financial Details

  • Price per Sqft: $393.06
  • Tax Annual Amount: $5306.25
  • On Market Date: 2025-04-03T00:00:00.000Z
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Savings Calculator

Current cash to close is $25,629 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $25,629!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$398,871
Your Cash$25,629
Total Purchase Price:$424,500

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,235/mo
Traditional @ 7.5%
$2,923/mo
You save $688/month ($8,260/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219127814DA

Listing From:

Last updated: 2025-04-04T03:26:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,235 /mo
$2,818 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $25,629 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $25,629!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$398,871
Your Cash$25,629
Total Purchase Price:$424,500

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,235/mo
Traditional @ 7.5%
$2,923/mo
You save $688/month ($8,260/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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