Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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Closed

$429,900

($65,651 down)
FHA

801 Lightcap Street, Lancaster, CA 93535

3
2
1,280 sqft
PITI Monthly
$3,296.97 /mo

Listing courtesy of: Guadalupe Wrona, Berkshire Hathaway HomeServices Troth, Realtors

Assumed Rate

6.81%
7.15%

Principal & Interest

$2,435 /mo
$2,520 /mo

What's Special

SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO
PRIVATE BACKYARD
SOLAR PANELS

This upgraded HGTV-inspired single-story ranch home combines style and functionality. With three bedrooms and two bathrooms, it includes a converted garage for extra living space and owned solar panels.Located on a spacious corner lot, the home offers privacy and outdoor space. Inside, you'll find upgraded flooring, contemporary lighting, ceiling fans, and designer paint. The expansive living room features an upgraded fireplace, leading to a modern chef's kitchen with quartz countertops, a porcelain tile backsplash, ambient lighting, a farmhouse sink, upgraded cabinets, and stainless steel appliances.The main bedroom suite is a comfortable retreat with dual custom closets and a spa-like ensuite bathroom featuring a walk-in shower and large vanity. Two additional spacious bedrooms share an upgraded bathroom.The converted garage serves as a versatile room, currently used as a large living space/ theater/office space with upgraded carpeting and lighting, with a separate entry that allows for studio apartment potential. The private backyard is a tranquil oasis with a grassy area, patio picnic space, and gardening space. This home is a true gem, packed with features worth exploring. Don't miss the chance to visit this stunning property!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
27 years, 9 months
Monthly PITI
$3,296.97/mo
Estimated Loan Balance
$364,979
Cash to close
$65,651
Interest Paid
$56,507

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1976
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Suburban
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $335.86
  • Tax Annual Amount: $5373.75
  • On Market Date: 2025-03-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $65,651 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $65,651!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$364,249
Your Cash$65,651
Total Purchase Price:$429,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$2,435/mo
Traditional @ 7.5%
$2,614/mo
You save $179/month ($2,149/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25048496

Listing From:

Last updated: 2025-04-04T18:34:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$2,435 /mo
$2,520 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $65,651 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $65,651!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$364,249
Your Cash$65,651
Total Purchase Price:$429,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$2,435/mo
Traditional @ 7.5%
$2,614/mo
You save $179/month ($2,149/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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