Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$840,000

($371,000 down)
VA

803 Sespe Avenue, Fillmore, CA 93015

4
2
1,541 sqft
PITI Monthly
$3,235.63 /mo

Listing courtesy of: Veronica Velazquez, Keller Williams Realty Tulare

Assumed Rate

3.07%
7.15%

Principal & Interest

$2,144 /mo
$3,404 /mo

What's Special

REMODELED
DINING
SPACIOUS
BREAKFAST NOOK
PATIO
NO HOA

Welcome to 803 Sespe Ave, a newly remodeled home only 20 minutes from the beach! With 1 hour proximity to Los Angeles and 1 hour from Bakersfield, this home provides so many travel options for travel lovers! This home offers 4 bedrooms and 2 baths, the home was completely remodeled in 2022 and offers move-in-ready convenience! RV parking with power connectors and sewage drain in driveway that can double as extra parking in the driveway space, perfect for guests! The front of the home has a power connection for a sliding gate opener to be installed for extra security! Step into an entertainers dream home layout, with an open floorpan that is sure to wow! The living area welcomes you in as you enter the home onto new flooring throughout. The kitchen is a chef's dream, with dimming lights and breakfast nook adjacent. The dining area offers adjustable mobile cabinets that can be arranged as a buffet cabinet or coffee bar, the choice is yours! This beautiful home has a backyard that will make everyone in your family fall in love! With a new vinyl privacy fence and gates, a covered patio for entertaining, a spacious lawn area, a jacuzzi that stays with the home for your enjoyment, and storage area! Many added features like bluetooth connectivity in the master bath, new plumbing, new electrical wiring throughout the home with new electrical outlets, and connections for BBQ in the backyard make this home better than new, don't miss out on this one, come and take a look before it's gone! No HOA, no Mello-Roos. Possible assumable VA loan.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 10 months
Monthly PITI
$3,235.63/mo
Estimated Loan Balance
$582,130
Cash to close
$371,000
Interest Paid
$47,412

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Privacy, Vinyl
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1971
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Fillmore

Financial Details

  • Price per Sqft: $545.1
  • Tax Annual Amount: $10500
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $371,000 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $371,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$469,000
Your Cash$371,000
Total Purchase Price:$840,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$2,144/mo
Traditional @ 7.5%
$3,531/mo
You save $1,387/month ($16,644/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-29109

Listing From:

Last updated: 2025-04-04T05:24:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$2,144 /mo
$3,404 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $371,000 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $371,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$469,000
Your Cash$371,000
Total Purchase Price:$840,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$2,144/mo
Traditional @ 7.5%
$3,531/mo
You save $1,387/month ($16,644/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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