Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$950,000

($654,972 down)
VA

81968 Contento, La Quinta, CA 92253

3
3
2,778 sqft
PITI Monthly
$2,551.93 /mo

Listing courtesy of: Thomas Campagna, Equity Union

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,346 /mo
$2,161 /mo

What's Special

SPACIOUS
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
SOAKING TUB
SEPARATE SHOWER
WET BAR
PRIVATE BACKYARD
PLAYGROUND

As you walk through the secure locked gate of this Santa Barbara style home you'll enter a spacious courtyard with a beautiful table that sits 6. You will see that the home is an open floor plan. You then walk through the front door into the great room with sliding glass and French doors and see the pool. The private backyard with it's pool/spa, pergola, built-in BBQ, covered porch all on a large lot with fruit trees and lawns for relaxation in both sun and shade. This is what desert living is all about 365 days a year. The chef will enjoy preparing meals in the gourmet kitchen with a center island breakfast bar, plus a huge butler's pantry with many additional cabinets, counter space, wet bar and even a walk-in pantry. This is all part of the great room facing a fireplace with built-in cabinets on both sides. The luxurious master suite features dual vanities, a soaking tub plus a separate shower and large walk-in closet. The casita is plenty big for multiple beds, an office area and even an additional sofa all exiting out to the locked gated courtyard. We hope you come see this special place in The Estates of Carmela. OH! And don't miss stopping by the community park with its playground and possibly run into a neighbor for a friendly chat.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,551.93/mo
Estimated Loan Balance
$300,477
Cash to close
$654,972
Interest Paid
$32,892

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Zoned
  • Heating: Central, ForcedAir, NaturalGas, Zoned
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, GreatRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: ElectricHeat, InGround, Private, Waterfall

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Mediterranean, Spanish
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Carmela
  • Features: Gated, Park
HOA
  • Has HOA: Yes
  • HOA Name: Carmela HOA
  • HOA Amenities: Unknown
  • HOA Fee: $350
  • HOA Frequency: $Monthly
Location
  • Region: La Quinta

Financial Details

  • Price per Sqft: $341.97
  • Tax Annual Amount: $11875
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $654,972 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $654,972!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$295,028
Your Cash:$654,972
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,346/mo
Traditional @ 7.5%
$2,242/mo
You save $896/month ($10,754/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219127787DA

Listing From:

Last updated: 2025-04-04T19:33:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,346 /mo
$2,161 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $654,972 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $654,972!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$295,028
Your Cash:$654,972
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,346/mo
Traditional @ 7.5%
$2,242/mo
You save $896/month ($10,754/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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