Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$459,000

($170,638 down)
VA

86 Bahia Circle, Santa Paula, CA 93060

2
3
978 sqft
PITI Monthly
$2,083.72 /mo

Listing courtesy of: Heidi Ives, Heidi Ives Broker

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,439 /mo
$2,172 /mo

What's Special

SHOPPING
SPACIOUS
MODERN
PATIO
QUIET NEIGHBORHOOD

Unique Opportunity Villa Del Sol Condo in Santa Paula with Potential.Nestled in a quiet neighborhood, this condo offers a spacious layout and ample light, perfect for creating your dream home. Imagine adding your personal touch to the kitchen and bathrooms, creating a modern and stylish space. This condo boasts a nice size patio, perfect for outdoor entertaining.Located near schools, and shopping center. This is a fantastic opportunity to own a piece of Santa Paula.HOA amenities: Pool and a club house. Low HOA fee of $385 includes water, sewer and the trash service.2 Story with attached 2 car garage. All electric unit. Includes Solar by Sunrun.2 bedroom with 1 and 1/2 baths. Home priced right.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.47
Remaining Loan Term
25 years, 1 months
Monthly PITI
$2,083.72/mo
Estimated Loan Balance
$293,140
Cash to close
$170,638
Interest Paid
$52,214

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Electric
Features
  • Materials: Drywall
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Association

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Drywall
  • Roof: Composition
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Villa Del Sol - 2254
  • Features: StormDrains
HOA
  • Has HOA: Yes
  • HOA Name: Villa del Sol
  • HOA Amenities: Unknown
  • HOA Fee: $385
  • HOA Frequency: $Monthly
Location
  • Region: Santa Paula

Financial Details

  • Price per Sqft: $469.33
  • Tax Annual Amount: $5737.5
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $170,638 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $170,638!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$288,362
Your Cash$170,638
Total Purchase Price:$459,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,439/mo
Traditional @ 7.5%
$2,253/mo
You save $814/month ($9,774/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-29093

Listing From:

Last updated: 2025-04-04T12:35:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,439 /mo
$2,172 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $170,638 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $170,638!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$288,362
Your Cash$170,638
Total Purchase Price:$459,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,439/mo
Traditional @ 7.5%
$2,253/mo
You save $814/month ($9,774/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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