Joanie DiMatteo-Godsey

Joanie DiMatteo-Godsey

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$1,225,000

($557,074 down)
VA

911 Citrus Court, San Luis Obispo, CA 93405

4
3
1,938 sqft
PITI Monthly
$4,539.63 /mo

Listing courtesy of: Bryn Britton, Richardson Sotheby's International Realty

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,964 /mo
$4,897 /mo

What's Special

LOCATION
MODERN
HIGH-END FINISHES
LANDSCAPED

DO NOT MISS THIS Stunning 4-Bedroom Home in San Luis Ranch – On one of the Largest Lots! Nestled in the heart of San Luis Ranch, this exceptional four-bedroom home offers a rare combination of space, style, and location. Set on one of the largest lots in the development, this thoughtfully designed residence boasts over 1,900 sq. ft. of living space, providing the perfect blend of comfort and modern living. Well-maintained and thoughtfully cared for over the past three years, the home is in pristine condition and features beautifully landscaped outdoor spaces, perfect for relaxation or entertaining. Inside, you'll find a modern open-concept layout with high-end finishes, abundant natural light, and ample room for comfortable living. The garage boasts sleek epoxy floors, adding both style and durability. Don't miss this rare opportunity to own a premier home in one of San Luis Obispo’s most desirable neighborhoods!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.76
Remaining Loan Term
26 years, 6 months
Monthly PITI
$4,539.63/mo
Estimated Loan Balance
$672,189
Cash to close
$557,074
Interest Paid
$67,389

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Electric, HighEfficiency, Solar
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Luis Obispo(380)
  • Features: Biking, Curbs, DogPark, Gutters, Hiking, Lake, Park, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: San Luis Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $83
  • HOA Frequency: $Monthly
Location
  • Region: San Luis Obispo

Financial Details

  • Price per Sqft: $632.09
  • Tax Annual Amount: $15312.5
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $557,074 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $557,074!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$667,926
Your Cash$557,074
Total Purchase Price:$1,225,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,964/mo
Traditional @ 7.5%
$5,079/mo
You save $2,116/month ($25,388/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SC25071944

Listing From:

Last updated: 2025-04-04T13:22:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,964 /mo
$4,897 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $557,074 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $557,074!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$667,926
Your Cash$557,074
Total Purchase Price:$1,225,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,964/mo
Traditional @ 7.5%
$5,079/mo
You save $2,116/month ($25,388/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Compass
Agent/Broker
Joanie DiMatteo-GodseyCompass(480) 457-0340joanie@azhomesbyjoanie.comMLS

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